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About Expense AI: Expense Tracker

ExpenseAI is the smart, automatic expense tracker and money manager that reads your bank & UPI SMS to track every rupee you spend โ€” with zero manual entry. Powered by on-device AI, this budget tracker extracts merchants, amounts, and dates from your transaction alerts and turns them into beautiful, actionable spending insights.
Stop typing expenses by hand. Let AI do your budgeting for you.
โœจ HOW THIS EXPENSE TRACKER WORKS

Grant SMS permission โ€” ExpenseAI scans only transaction SMS (keywords like "debited", "credited", "Rs.", "INR")
On-device ML extracts merchant name, amount, and date from each transaction
Your full SMS text never leaves your phone โ€” only structured expense data is stored
Get instant charts, category breakdowns, and monthly spending summaries

๐Ÿค– AI FINANCIAL ADVISOR

Ask questions in plain English: "How much did I spend on food this month?"
Get personalized saving tips based on YOUR real spending patterns
Spot recurring subscriptions and find areas to cut costs
Analyze your finances instantly โ€” no spreadsheets, no budgeting stress

๐Ÿ“ˆ SMART INSIGHTS & CHARTS

Category-wise pie charts and bar graphs
Monthly spending trends with automatic comparisons
Daily average and savings tracking
Top spending categories highlighted at a glance

๐Ÿ”’ PRIVACY-FIRST EXPENSE TRACKING

All SMS processing happens 100% on-device using TensorFlow Lite
Full SMS text is NEVER uploaded, stored on servers, or shared
Only structured data (merchant, amount, date) leaves your device
OTPs, personal messages, and non-financial SMS are never read
Open privacy policy: https://ansh111.github.io/expenseai-privacy-policy/

๐Ÿ“ฑ MULTIPLE WAYS TO TRACK EXPENSES

SMS Auto-Import: One-tap setup for bank transaction SMS (primary)
Gmail Import: Connect Gmail to scan e-receipts and bank emails
Manual Entry: Add cash payments by hand

๐Ÿ‡ฎ๐Ÿ‡ณ BEST EXPENSE TRACKER BUILT FOR INDIA

Supports all major Indian banks: SBI, HDFC, ICICI, Axis, Kotak, PNB, and more
Recognizes UPI, NEFT, IMPS, credit card, and debit card transactions
INR-first interface with Indian number formatting (โ‚น)
Works offline โ€” SMS expense tracking needs no internet

Whether you want a simple daily expense tracker, a full budget planner, or an AI money manager that understands your spending, ExpenseAI does it all automatically.
Download ExpenseAI today and take control of your money. Track every rupee, understand your spending, and let AI help you save smarter.

What’s new

Version 5.5.2 ยท Updated July 2, 2026

What's New ๐Ÿ”’ On-Device AI: Added an offline AI model for secure, private financial assistance. Your data stays on your device and the model works without an internet connection after a one-time download. ๐Ÿ“Š 90-Day Analytics: Expanded transaction history from 30 to 90 days with new bar, pie, and line charts for deeper spending insights and trend analysis.

User reviews

abhay gautam
abhay gautam
Great experience
Ajay Chhapola
Ajay Chhapola
Very good app for tracking expenses.
Manishi Varma
Manishi Varma
A very good app for budgeting expenses......must use for me.
Vedaant Varma
Vedaant Varma
Best app for budget allotment at its finest! A must use for the ones who find it difficult to handle it on their own.

Alternatives to Expense AI: Expense Tracker

Looking for apps like Expense AI: Expense Tracker? Here are 5 similar Android apps on Google Play. The highest rated is Dext: Receipt Tracker (4.7/5), and all 5 are free to download.

Expense AI: Expense Tracker vs. alternatives
App Rating Price Installs Last updated Compare
Expense AI: Expense Tracker โ€“ Free 100+ Jul 2, 2026
MoneyTool โ€“ Budget Tracker 3.9 / 5 Free 10,000+ Oct 16, 2026 Compare
Keepr: Money & Budget Tracker 4.1 / 5 Free 50,000+ Sep 26, 2026 Compare
Monefy: Money & Budget App 4.0 / 5 Free 10,000,000+ Aug 16, 2026 Compare
Dext: Receipt Tracker 4.7 / 5 Free 500,000+ Oct 16, 2026 Compare
Zoho Expense - Expense Reports 4.7 / 5 Free 1,000,000+ Sep 14, 2026 Compare

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