RendImmo : rendement locatif

About RendImmo : rendement locatif

RendImmo compares the four tax regimes for rental investments in France in just a few seconds and projects your cash flow over 25 years, including taxes.

★ THE 4 REGIMES COMPARED
• Actual property tax with deduction of expenses, property deficit
• Micro-property tax with allowance
• LMNP actual tax regime with depreciation of the property and furniture
• Micro-BIC tax regime with allowance

Side-by-side summary: cash flow, annual tax, final net worth.

★ GUIDED 6-STEP WIZARD
Location, property, tenant profile, tax household, financing, recap. Explanations at each step, no tax knowledge required.

★ PRACTICAL EXAMPLES
5 pre-filled simulations to discover the app: studio apartment in Paris (LMNP), 2-bedroom apartment in the suburbs, house in the provinces, furnished tourist accommodation, city center (LMNP).

★ MARKET STATISTICS
Enter the postal code: indicative average price and median rent per square meter for approximately 55 French cities.

★ BORROWING CAPACITY (HCSF)
Automatic verification of HCSF rules: maximum debt-to-income ratio of 35%, term of 25 years. Alert if this limit is exceeded.

★ FINANCIAL INDICATORS
NPV (Net Present Value), IRR (Internal Rate of Return), positive cash flow year, payback period, gross/net/net-net yield.

★ RESALE & CAPITAL GAINS
Article 150 U of the French General Tax Code (CGI): year-by-year projection, allowances for holding period, income tax (IR) 19%, social security contributions (PS) 17.2%, surtax. Slider 1–25 years.

★ Real Estate Investment Company (SCI) Subject to Corporate Income Tax (IS)
Complete scenario with 25-year linear depreciation, 15%/25% IS tax brackets, and carry-forward tax loss.

★ LOAN AMORTIZATION
Month by month over 25 years: insurance, interest, principal, and remaining capital. Pie chart for allocation.

★ TAX GLOSSARY
22 entries with definitions and legal references (French General Tax Code, Official Tax Bulletin): furnished rental property (LMNP), property deficit, family quotient, 150 units allowance, etc.

★ PERSONALIZED RECOMMENDATIONS
The app analyzes your simulation: transition from Micro to Actual Tax Regime, loan extension, ceiling alerts, and tax optimizations.

★ PDF EXPORT
Complete summary: 4 scenarios + SCI subject to corporate income tax + HCSF loan + expenses + depreciation + taxes + resale. Share via email or print.

★ CLOUD BACKUP
Save your simulations to Firebase and access them on all your devices. Pending entries are stored locally.

★ ADDITIONAL SIMULATORS
• Loan simulator (monthly payment, total cost)
• Income tax simulator (2026 Finance Law, family quotient)

★ UP-TO-DATE FIGURES FOR 2026 FINANCE LAW
2026 FINANCE LAW Income Tax Rates

★ LIGHT & DARK MODES
Adapts to your device or manual selection. Optimized interface for mobile and tablet.

RendImmo is a decision-making tool. For personalized tax advice, consult a chartered accountant or wealth management advisor.

— WHO IS IT FOR?

• First-time investors learning about rental property taxation
• Experienced investors who want to compare several scenarios
• Real estate advisors and agencies presenting simulations to their clients