Shoal
Algbra Finance
Savings powered by Algbra
- Downloads
- 2.8K+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Sep 22
- 2026 · v1.53.6
Screenshots
About Shoal
Earn a great return on your savings as you help support a global portfolio of sustainable projects.
Can you increase your savings as you help lower CO2?
Shoal you can.
- All in.
100% of your money helps support a global portfolio of green and social projects and companies².
- Track your contribution.
See the CO2e avoidance and clean water you help generate with your savings while growing your wealth².
- Good for your wallet, good for the world.
Contribute to a range of the United Nations’ Sustainable Development Goals².
All Savings Pots up to £85,000 are protected by FSCS³.
- Shoal’s mission
Our mission is to empower people to achieve their financial goals while promoting environmental and social responsibility.
—
1. Rates shown are indicative, latest rates are available in the Shoal App. Rates shown are annualised (AER). Returns on savings are repaid at the end of the savings term.
2. The impact of your savings is reflected in CO2 avoided or clean water generated, however these are benchmark statistics and do not guarantee that all products that your savings support directly contribute to the generation of clean water or reduction / avoidance of CO2 emissions. The Sustainable Finance portfolio against which your savings are referenced is provided by Standard Chartered Bank. Standard Chartered Bank is authorised by the PRA and regulated by the FCA (FRN 114276) and the PRA. For more information on the wider portfolio of sustainable projects and companies your savings help to support and how your impact is measured, read our FAQs.
3. For more information on how we ensure that your funds are kept safe at all times, read our FAQs.
Can you increase your savings as you help lower CO2?
Shoal you can.
- All in.
100% of your money helps support a global portfolio of green and social projects and companies².
- Track your contribution.
See the CO2e avoidance and clean water you help generate with your savings while growing your wealth².
- Good for your wallet, good for the world.
Contribute to a range of the United Nations’ Sustainable Development Goals².
All Savings Pots up to £85,000 are protected by FSCS³.
- Shoal’s mission
Our mission is to empower people to achieve their financial goals while promoting environmental and social responsibility.
—
1. Rates shown are indicative, latest rates are available in the Shoal App. Rates shown are annualised (AER). Returns on savings are repaid at the end of the savings term.
2. The impact of your savings is reflected in CO2 avoided or clean water generated, however these are benchmark statistics and do not guarantee that all products that your savings support directly contribute to the generation of clean water or reduction / avoidance of CO2 emissions. The Sustainable Finance portfolio against which your savings are referenced is provided by Standard Chartered Bank. Standard Chartered Bank is authorised by the PRA and regulated by the FCA (FRN 114276) and the PRA. For more information on the wider portfolio of sustainable projects and companies your savings help to support and how your impact is measured, read our FAQs.
3. For more information on how we ensure that your funds are kept safe at all times, read our FAQs.
What’s new
Version 1.53.6 · Updated September 22, 2026
We're continually working on improvements to ensure your Shoal journey is always smooth sailing. This update includes general fixes and enhancements below deck to keep make sure everything's running shipshape. Update now to enjoy the latest version of the Shoal app
User reviews
The returns are very competitive, and it is great to know that the money is being invested ethically.
Great interface and unique opportunity to invest in socially responsible projects, very impressive. Super well done to Shoal team.
Easy to set up an account, simple and effective app, great savings rate options for fixed term pots (miles better interest rates than my current ISA) and the added bonus of my investments backing sustainable global projects for carbon reduction and clean water generation. What's not to like?
Alternatives to Shoal
Looking for apps like Shoal? Here are 6 similar Android apps on Google Play. The highest rated is Carrabba's Italian Grill (4.7/5), and all 6 are free to download.
-
Gary's Foods 4.1
-
JobNimbus: All-In-One Roof App 4.7
-
Barrel House 4.6
-
Whole Foods Market 2.6
-
Carrabba's Italian Grill 4.7
-
Wonderschool 3.5
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Shoal | – | Free | 1,000+ | Sep 22, 2026 | |
| Gary's Foods | 4.1 / 5 | Free | 1,000+ | – | Compare |
| JobNimbus: All-In-One Roof App | 4.7 / 5 | Free | 10,000+ | – | Compare |
| Barrel House | 4.6 / 5 | Free | 1,000+ | Jan 26, 2026 | Compare |
| Whole Foods Market | 2.6 / 5 | Free | 1,000,000+ | Sep 1, 2026 | Compare |
| Carrabba's Italian Grill | 4.7 / 5 | Free | 100,000+ | Sep 10, 2026 | Compare |
| Wonderschool | 3.5 / 5 | Free | 1,000+ | – | Compare |
Compare Shoal with the top alternatives: ratings, updates, ASO score and keyword gaps →