Belanje

Belanje is a personal and business finance app built specifically for Malaysia. Track spending, manage budgets, send invoices, scan receipts, detect payments automatically, and estimate your LHDN income tax — all in one clean, fast app.

Whether you're managing household cash flow or running a business, Belanje keeps your money organised without the spreadsheet headache.

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🏠 PERSONAL FINANCE (Free)
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• Track income and expenses in seconds across all payment methods
• Personal and Business modes — keep finances clearly separated
• Monthly overview with spending breakdown by category
• Customise categories with your own icons and colours
• Smart search and filter across all transactions

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📊 BUDGETS & MONEY PLANNING
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• Set monthly budgets per category and get alerted when nearing limits
• 50/30/20 Money Plan — allocate your salary into needs, wants, and savings automatically
• Track your savings goals with progress visualisation
• Recurring transaction tracking for fixed monthly expenses
• Bills tracker with payment reminders so you never miss a due date

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📲 SMART PAYMENT DETECTION (Plus)
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• Auto-detects payments from Bank
• Also detects e-wallet transactions from Touch 'n Go, GrabPay, Boost, ShopeePay, BigPay, and Setel
• Transactions are suggested instantly — you just confirm

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📄 RECEIPT SCANNING & STATEMENT IMPORT
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• Snap a photo of any receipt — AI reads the amount, merchant, and date for you
• Import PDF bank statements and Belanje parses them into clean transactions automatically
• Duplicate detection ensures nothing gets counted twice

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💰 NET WORTH & FINANCIAL HEALTH (Plus)
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• Track all your assets and liabilities for a real-time net worth snapshot
• AI-powered Financial Health Score with personalised tips
• Bill split calculator — split group expenses fairly among friends

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🧾 INVOICING & BUSINESS TOOLS (Pro)
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• Create professional invoices, quotations, and credit notes as PDFs
• MyInvois e-Invoice ready — submit directly to LHDN via the app
• Inventory management — track stock, products, and cost price
• Cost-per-unit calculator with recipe/ingredient costing for F&B and manufacturing businesses
• Revenue & Profit & Loss (P&L) dashboard for your business
• Invite team members with role-based access (Admin, Editor, Viewer)
• Bank reconciliation — match your app records against actual bank statements to spot gaps

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🧮 MALAYSIA INCOME TAX ESTIMATOR
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• Estimate your annual income tax and monthly PCB (Potongan Cukai Bulanan)
• Personalised for your marital status, number of children, and Muslim zakat obligations
• Track eligible tax reliefs and deductions throughout the year
• Advanced SST and business tax tools (Pro)

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📈 REPORTS & EXPORTS
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• Detailed spending reports with trend graphs and category breakdowns
• Export financial reports as PDF for record-keeping or sharing with your accountant

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🔒 SECURE & PRIVATE
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• All data is encrypted in transit using industry-standard SSL
• Login with email/password or Google Sign-In
• Your financial data is never sold or shared with third parties

Download Belanje free today. No credit card required.