Hipoteca Clara - Calculadora

Thinking about getting a mortgage? Clear Mortgage helps you understand exactly how much you'll pay, with no hidden fees and no registration required.

Enter the property price, the loan term, and the interest rate, and in seconds you'll get your monthly payment, the total interest you'll pay, and a complete breakdown of all the costs.

What you can calculate

• Fixed or variable rate mortgage (with Euribor + spread)
• Monthly payment and total amount paid to the bank
• Tax (VAT for new construction · Transfer Tax for resale properties)
• Notary, administrative, and registration fees
• Required equity (down payment + taxes + expenses)
• Monthly or yearly amortization schedule

Who it's for

✓ People looking for an apartment and want to know if they can afford it
✓ Buyers who want to compare different scenarios before signing
✓ Anyone who wants to understand their mortgage Current

No Compliance

• No registration or user account required
• No access to your personal data
• Works offline
• Available in 7 languages: Spanish, English, Catalan, Basque, Galician, French, and German
• Light and dark themes

The calculations are for guidance only. Always consult your financial institution before making a decision.