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About Finpersona - AI Finance

Finpersona AI is an AI-native personal finance platform built for Malaysians and LHDN-aware from day one. Track every ringgit, capture receipts, split bills, plan trips and maximise tax reliefs — all with an AI advisor that actually knows your money.

● LHDN reliefs, auto-tracked
Stop leaving tax savings on the table. Every receipt is tagged to the right LHDN relief category (Lifestyle, Medical, Sports, Skills, SSPN and more) and tracked against the yearly caps so you know how much relief you have left.

● Capture once, never lose a receipt
Snap receipts in-app and let Finpersona store and categorise them for you. No more rummaging in March or digging through email for proofs of purchase.

● Expense tracking across accounts
Connect accounts or log transactions to see all your spending in one place. Auto-categorisation helps you spot patterns in dining, transport, shopping and other categories before they hurt.

● Split bills, settled fast
Take a photo of the receipt, assign items to friends and send them payment links. Everyone sees what they owe, and bills are settled without spreadsheets or awkward follow-up.

● Travel math, handled
Plan and track trips with multi-currency support, live FX and daily budget pacing. Tag work-related expenses separately for easier reporting later.

● AI financial advisor
Ask questions in plain language: “Can I afford a 4-day trip?”, “How much buffer do I have this month?” The advisor looks at your real spending, goals and upcoming commitments before responding.

● Goals and reminders
Set goals (like trips or savings), and let Finpersona remind you before LHDN deadlines, when you are close to relief caps, or when you drift off your plan.

● Built for Malaysia
Finpersona is designed around Malaysian spending patterns, currencies and LHDN relief structures to keep more of your ringgit working for you.

Finpersona does not replace professional tax advice. Always verify final filings and interpretations directly with LHDN or a qualified tax professional.