Spendzo
actionanand Productivity
Track expenses, budgets & savings with powerful offline personal finance tools.
- Downloads
- 2+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Aug 28
- 2026 · v1.0.9
Screenshots
About Spendzo
Spendzo is a modern, privacy-first personal expense tracker designed to help you understand where your money goes, stay within budget, and build better financial habits.
Whether you're tracking daily expenses, monthly budgets, or long-term spending trends, Spendzo gives you everything you need in a clean, fast, and offline-first experience.
Expense Tracking
• Record expenses in seconds
• Default today's date for faster entry
• Organize spending using custom categories
• Choose icons and colors for every category
• Add optional notes for transactions
Budget Planning
• Set your monthly income
• Create an overall monthly budget
• Define spending limits for each category
• See remaining budget instantly
• Track savings throughout your budget cycle
Flexible Budget Cycle
Not everyone follows the 1st to the last day of the month.
Spendzo lets you customize your budget period—for example:
• 1st to the last day of the month
• 25th to the 24th of the next month
• Any custom start date that matches your salary or billing cycle
Powerful Statistics
Visualize your spending with easy-to-understand charts and reports.
Analyze:
• Current month
• Last 3 months
• Last 6 months
• Last 12 months
• All-time spending
Understand:
• Expense breakdown by category
• Budget vs actual spending
• Savings trends
• Monthly comparisons
Privacy First
Your financial data belongs to you.
Spendzo is designed with an offline-first approach so your information stays on your device.
Optional security features include:
• PIN lock
• Fingerprint authentication (requires PIN setup)
Backup & Restore
Never lose your financial records.
• Export your data
• Import backups whenever needed
• Easily migrate to a new device
Personalize Your Experience
Customize categories with:
• Icons
• Colors
• Spending limits
Make the app work the way you manage your money.
Designed for Everyday Use
Spendzo focuses on speed and simplicity.
• Clean interface
• Quick expense entry
• Smooth navigation
• Fast performance
• No unnecessary clutter
Why Choose Spendzo?
• Offline-first
• Privacy-focused
• Simple and intuitive
• Flexible budget cycles
• Category budgets
• Beautiful statistics
• Backup and restore support
• Optional biometric protection
Whether you're a student, professional, freelancer, or managing a household, Spendzo helps you build better financial habits and stay in control of every rupee.
Spend smarter. Budget better. Save more. With Spendzo.
Whether you're tracking daily expenses, monthly budgets, or long-term spending trends, Spendzo gives you everything you need in a clean, fast, and offline-first experience.
Expense Tracking
• Record expenses in seconds
• Default today's date for faster entry
• Organize spending using custom categories
• Choose icons and colors for every category
• Add optional notes for transactions
Budget Planning
• Set your monthly income
• Create an overall monthly budget
• Define spending limits for each category
• See remaining budget instantly
• Track savings throughout your budget cycle
Flexible Budget Cycle
Not everyone follows the 1st to the last day of the month.
Spendzo lets you customize your budget period—for example:
• 1st to the last day of the month
• 25th to the 24th of the next month
• Any custom start date that matches your salary or billing cycle
Powerful Statistics
Visualize your spending with easy-to-understand charts and reports.
Analyze:
• Current month
• Last 3 months
• Last 6 months
• Last 12 months
• All-time spending
Understand:
• Expense breakdown by category
• Budget vs actual spending
• Savings trends
• Monthly comparisons
Privacy First
Your financial data belongs to you.
Spendzo is designed with an offline-first approach so your information stays on your device.
Optional security features include:
• PIN lock
• Fingerprint authentication (requires PIN setup)
Backup & Restore
Never lose your financial records.
• Export your data
• Import backups whenever needed
• Easily migrate to a new device
Personalize Your Experience
Customize categories with:
• Icons
• Colors
• Spending limits
Make the app work the way you manage your money.
Designed for Everyday Use
Spendzo focuses on speed and simplicity.
• Clean interface
• Quick expense entry
• Smooth navigation
• Fast performance
• No unnecessary clutter
Why Choose Spendzo?
• Offline-first
• Privacy-focused
• Simple and intuitive
• Flexible budget cycles
• Category budgets
• Beautiful statistics
• Backup and restore support
• Optional biometric protection
Whether you're a student, professional, freelancer, or managing a household, Spendzo helps you build better financial habits and stay in control of every rupee.
Spend smarter. Budget better. Save more. With Spendzo.
What’s new
Version 1.0.9 · Updated August 28, 2026
We've made Spendzo smoother and more reliable. • Multi-currency support added • Refined the overall app experience
Alternatives to Spendzo
Looking for apps like Spendzo? Here are 4 similar Android apps on Google Play. The highest rated is Cashinator – Split Bills (4.7/5), and all 4 are free to download.
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MoneyTool – Budget Tracker 3.8
-
Keepr: Money & Budget Tracker 3.9
-
Cashinator – Split Bills 4.7
-
Dext: Receipt Tracker 4.7
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Spendzo | – | Free | 1+ | Aug 28, 2026 | |
| MoneyTool – Budget Tracker | 3.8 / 5 | Free | 10,000+ | Oct 16, 2026 | Compare |
| Keepr: Money & Budget Tracker | 3.9 / 5 | Free | 50,000+ | Sep 27, 2026 | Compare |
| Cashinator – Split Bills | 4.7 / 5 | Free | 50,000+ | Oct 19, 2026 | Compare |
| Dext: Receipt Tracker | 4.7 / 5 | Free | 500,000+ | Oct 16, 2026 | Compare |
Compare Spendzo with the top alternatives: ratings, updates, ASO score and keyword gaps →