Acachuchazo

Acachuchazo lets you shop in-store and pay in installments every 14 days, interest-free. From the app, you open your account, accept purchases, pay your installments, and track your credit line.

HOW IT WORKS
1. Open your account in 3 steps: verify your identity, upload your personal and banking documents. Then, sign your contract with our team, and your line of credit is activated.

2. Choose your products in-store. The purchase will arrive in your app so you can review the products, amounts, and installments before accepting it.

3. Pay the down payment, if required, in-store, and the rest in installments every 14 days.

WHAT YOU CAN DO IN THE APP

• View your credit line: approved, used, and available balance.

• Explore the store catalog with photos, prices, and product details.

• Review and accept each purchase from your phone. • Pay your installments: Choose which ones to pay and receive the amount in bolivars at the fixed exchange rate and to the destination account. Then report your payment with the receipt.

• Track your purchases, outstanding installments, and payments.

• Request a refund or exchange and track your request.

• Receive notifications of your installments, payments, and purchases.

YOUR LEVEL GROWS WITH YOU
You start at the Bronze level. When you use your full credit line and pay it off, you can advance to the next level: Silver, Gold, Platinum, and Diamond, with a larger credit line and more installments at each level.

TERMS AND CONDITIONS
• Annual interest rate: 0%. Acachuchazo does not charge interest.

• Installments every 14 days. The maximum number of installments depends on your level: 2 in Bronze (28 days) and up to 24 in Diamond (336 days).

• We only finance in-store purchases: Acachuchazo does not lend cash.

• Example: A product priced at $399.00 with a down payment of $99.00 is paid in 4 installments of $75.00, one every 14 days. You pay a total of $399.00, the same as the price.

• Your account and line approval is subject to identity verification and document review.

REQUIREMENTS
• A Venezuelan phone number.

• A valid ID.

• Your Taxpayer Identification Number (RIF), a personal reference, a letter of employment, a bank reference, and your bank statements for the last three months.

Acachuchazo is operated by Avilabs LLC. If you have any questions, please contact us through Settings › Need help or at [email protected].