AAA rupee

About AAA rupee

AAA rupee is developed, owned, and operated by SOFTWARE FOCUS SP Z O O. The loan products displayed on AAA rupee are provided by Orchid Credits Private Limited. SOFTWARE FOCUS SP Z O O is responsible for the app's daily maintenance and optimization and does not participate in loan approval and disbursement.

Main Features:
1.Revolving Credit Line: Users can utilise this line for short-term loans as needed. This means you don't have to reapply for a loan every time, but can borrow and repay repeatedly within the credit line.
2.Flexible Repayment Method: You can decide the repayment amount and time. This allows you to choose a repayment plan that suits your financial situation and preferences, enabling better financial management.
3.Settle at Any Time: You can settle the loan at any time without waiting for the entire loan cycle to end. This means that if your financial situation allows, you can pay off the loan in advance to reduce interest charges.
4.Easy to Use: The application interface is simple and intuitive, making the operation easy. Users can easily apply for loans, manage repayment plans, and take control of their financial situation.

We do not allow third-party lending institutions to provide personal loans that need to be repaid within 91 days or a shorter period from the date of disbursement.

Product details:
★Minimum principal Amount:₹5,000
★Maximum principal Amount:₹2,60,000
★Minimum Annual Percentage Rate (APR):10%
★Maximum Annual Percentage Rate (APR):24%
★Minimum period for repayment:91 days
★Maximum period for repayment:365 days
★ Processing rate: ₹80 to ₹2,000 based on Credit tenure and withdrawal amounts
GST: 18% on processing fees in adherence to Indian laws and policies
*The annual interest rates will vary as per the risk profile of the customer.

Representative example:
credit line amount: ₹36,000
principal Amount: ₹10,000
Annual Percentage Rate (APR): 24%
period for repayment: 120 days
Processing fees: ₹150
Amount received: ₹9850
Monthly Interest: ₹10,000 * 24% / 365 * 30 = ₹197
Total Interest: ₹10,000 * 24% / 365 * 120 = ₹789
Monthly repayment amount:
₹10,000 * 24% / 365 * 30 + ₹10,000 / 120 * 30 = ₹2,697
Total repayment amount: ₹10,000 + ₹789 = ₹10,789
Notably, AAA rupee calculates interest solely on the withdrawn amount of ₹10,000.

Credit Line Restoration:
Upon settling the loan amount, the line of credit is promptly restored.

How to apply for a personal loan on AAA rupee?
● Install the AAA rupee app
● Log in to AAA rupee personal loan app by registering through your contact number
● Fill in your basic details to know your personal loan eligibility
● Apply for a loan and wait for approval result.
● Once the application is approved, the approved loan disbursed amount gets transferred to the bank account at the same day.

Eligibility
Indian national
Over the age of 18
Valid mobile phone number and bank card

What makes AAA rupee ideal for every customer?
● Low interest rates
● Easy application process
● Efficient loan approval
● Digital processing & Efficient loan disbursal

Apply for a personal loan today and enjoy a better borrowing experience with the AAA rupee.

Security
The entire process is completely online and secure.
We have a highly secured & encrypted system to ensure the safety of information shared by our customers. To know more about our privacy policy, click https://docs.google.com/document/d/1fk7NJqPHLPJA-DFf9Vk3sUI-4A7Gd37fw6p7e2UFpIE/edit.

Contact us:
Drop in your queries at [email protected].
Address at New No. 06, Old No. 05, Bharthi Nagar, 2nd Street, , North Usman Road, T. Nagar Chennai Tamil Nadu 600017