PlataNowYa

About PlataNowYa

PlataNowYa: A fast, secure and flexible loan application to meet your financial needs! 💸
PlataNowYa is a convenient, secure and efficient personal loan application, designed especially for users in Colombia. Whether it is for emergency expenses, unforeseen expenses or to cover daily money needs, PlataNowYa helps you solve it quickly. With a simple application process, flexible loan amounts, and transparent interest rates, you get the money you need without waiting.

Loan details:
Loan amount: from 100,000 COP to 2,000,000 COP
Loan term: 91 days to 180 days
Daily interest rate: 0.05% (maximum annual rate 18.25%)
VAT (Value Added Tax): According to Colombian policies and laws, the interest on the loan will be subject to a VAT of 19%.
Loan calculation example (VAT included):
Loan amount: 2,000,000 COP
Daily interest rate: 0.05%
Loan term: 91 days
Steps for calculation:

Daily interest:
2,000,000 COP × 0.05% = 1,000 COP
The daily interest is 1,000 COP.

Total interest (without VAT):
1,000 COP × 91 days = 91,000 COP
The total interest during the 91-day period is 91,000 COP.

VAT (19%):
91,000 COP × 19% = 17,290 COP
The VAT on interest is 17,290 COP.

Total interest (with VAT):
91,000 COP + 17,290 COP = 108,290 COP
The total interest with VAT included is 108,290 COP.

Total amount to pay (with VAT):
2,000,000 COP + 108,290 COP = 2,108,290 COP
The total amount to pay will be 2,108,290 COP.

Monthly payment (in monthly payments, considering a term of 3 months):
2,108,290 COP ÷ 3 ≈ 702,763 COP
The approximate monthly payment is 702,763 COP.

Advantages of our service:
Simple and quick application: An easy-to-follow process to apply for your loan without complications.
Flexible amount: We offer loans from 100,000 COP to 2,000,000 COP, covering various needs.
Quick approval: Our system approves your loan in 10 minutes and notifies you immediately.
Transparent rates: We provide you with a clear daily interest rate so you know exactly what you will pay.
Information security: All your personal data is protected with advanced encryption technology.
Requirements to apply for the loan:
Minimum age: You must be a Colombian citizen and at least 18 years old.
Identification: Present a valid Colombian citizenship card.
Bank account: You must have a valid bank account (such as Davivienda, Nequi, etc.) to receive the loan and make payments.
Loan application process:
Download and install the PlataNowYa application.
Register and log in: Use your mobile number to register.
Complete the loan application: Provide accurate personal information.
Send the request: The system performs an automatic review and gives you a response within 10 minutes.
Approval and disbursement: If your loan is approved, the money will be deposited directly into your bank account.
Contact details:
Official website: https://www.platanow.net
Customer service telephone: +576015088506
Email: contact@yaplata.net
Opening hours: Monday to Friday, from 9:00 a.m. to 5:00 p.m.