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About Prosper

Join a diverse community of smart investors on a mission to maximise potential returns and minimise fees.

Become a founding member and enjoy exclusive benefits

* Secure a lifetime of 0% platform fees when you sign up and invest before 31st July 2024.
* Get zero fees and yearly charges refunded on 30 of the world's most popular index funds and ETFs.
* Have your say. Help us shape the future of investing with your feedback as a founding member.

Keep more of your money for your future

* Say goodbye to high fees that eat into your hard-earned savings.
* Simple, transparent pricing so you always know what you’re paying for.
* No exit fees. And we won’t charge you to transfer accounts to us either.

Grow your wealth with expertly curated investments

* Save time searching when you browse our smaller, carefully handpicked list of funds.
* Start with a ready-made portfolio or pick and choose funds as you like.
* Gain access to exclusive private market investments (coming soon). Please note: these will only be available to certified sophisticated or high net-worth individuals. They are high-risk investments and you’re unlikely to be protected if something goes wrong. Don’t invest in private markets unless you’re prepared to lose all the money you invest.

Maximise your earnings with tax-efficient accounts

* Save for retirement with a Self-Invested Personal Pension (SIPP).
* Invest tax-free with a Stocks & Shares ISA.
* Consolidate and expand your investments with a General Investment Account (GIA).

Open or transfer an account online. No paperwork, no phone calls.

* Open or transfer an account directly from your phone. Get started with our easy-to-use app.
* To open a new account, all you need is your National Insurance number, ID and bank details.
* To transfer an account, all you need is the name of your current provider, account number and the estimated balance.

Invest with ease with simple, slick technology

* Link your bank account and invest in minutes.
* Deposit and withdraw money in seconds.
* Request a pension transfer in under 2 minutes.

Protect your life savings

* We’re authorised and regulated by the Financial Conduct Authority, registration number 991710.
* Your money is securely held with our FCA-regulated custodian, Seccl Technology, which is part of Octopus Group.
* Your assets are protected by the government’s Financial Services Compensation Scheme.

When you invest your capital is at risk.

User reviews

Paul Sedgwick
Paul Sedgwick
Simple, intuitive, error-free app with excellent customer support. To say nothing of the zero to low cost investment funds and excellent savings rates from partner banks and building societies.

Alternatives to Prosper

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