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About Monex Expense & Budget Tracker

Monex is a simple expense tracker and budget planner for your personal finances. Log what you spend and what comes in, set a budget for each category, and see what is left. No bank connection needed.

WHY MONEX
• Private: no bank connection, no data collected or shared
• Fast expense tracker: log a transaction in a few taps
• Cash, cards, and bank accounts in one money manager
• Budgets that show what is left and how many days remain
• Clear reports on where your money goes

TRANSACTIONS
Log an expense or an income with an amount, an account, a category, and a short description. Set the date to today, yesterday, or any other day. Edit or delete it later. Move money between two accounts with a transfer, so both sides stay in the same record.

ACCOUNTS
Keep cash, cards, and bank accounts in one list. Name each one, pick an icon, and set an opening balance. Open a single account to see only its transactions, or stay on all accounts and see everything together.

CATEGORIES
Start from the built-in categories or add your own. Group spending the way you think about it, such as rent, groceries, or transport. Add a subcategory when a group needs a closer look.

BUDGET PLANNER
Set a limit on a category for a day, a week, a month, or a year. Monex shows what is left, what is over, and how many days remain. Sort by pace, by which budgets reset soon, by amount left, or by newest. Without Monex Plus, you can keep two budgets.

REPORTS
Choose a period: the last 7 days, the last 30 days, the last 6 months, the last year, a custom range, or everything since your first transaction. See cash flow, income, and spending, and how this period compares with the one before. Break spending and income down by category. Open a category for its transactions and its average per day or per month. Daily and monthly charts, and subcategory breakdowns, are part of Monex Plus.

SEARCH AND FILTERS
Find a transaction by a word in its description. Narrow a list by account, by category, or by type: expense, income, or both.

EXPORT
Download transactions as Excel or PDF for the accounts and dates you choose. Use the file for your own records, a shared expense, or tax prep. Export is part of Monex Plus.

BACKUP AND SYNC
Sign in with Google or Apple. Transactions can stay on this device, or you can back them up. A backup is encrypted on the device before it is sent. With Monex Plus, the same account stays in sync on the other phones and tablets you sign in on. Download a backup file, restore from one, or delete the copy stored with Monex.

ON THIS DEVICE
Set a 4-digit PIN. Unlock with that PIN, or with fingerprint or face unlock where the phone supports it. If you forget the PIN, it cannot be recovered. Choose light mode, dark mode, or match the system. Pick your currency. Set the layout to left to right or right to left. Turn on one daily reminder, at a time you choose, to log today's spending. Turn it off whenever you want.

MONEX PLUS
Everyday expense tracking works without a subscription. Plus is optional. It adds:
• Unlimited accounts, categories, and budgets
• Subcategory reports, and daily and monthly breakdowns
• Search across your transactions
• Excel and PDF export
• Encrypted backup and sync across devices
• A daily reminder at the time you pick
• Priority support

Subscribe in the app. Manage or cancel the plan in Google Play. If Plus ends, transactions already saved stay on the device. Plus features stay off until you subscribe again.

YOUR DATA
Monex is a private spending tracker. It does not connect to your bank. You enter each transaction yourself, and that record lives on your device. Cloud backup is optional. You can export your data, restore it, or delete everything on the device. Deleting the backup stored with Monex cannot be undone. Signing out leaves your data on the device. Sign in again when you want to sync.

Monex: a private expense tracker that shows where your money goes.

What’s new

Version 1.0.0 · Updated September 25, 2026

Log income and spending. Keep cash, cards, and bank accounts in one place, organize them with categories, and set a budget per category. See cash flow and how this period compares with the last one. Lock the app with a PIN. Choose your currency, and light or dark mode. Monex Plus adds more budgets, Excel and PDF export, encrypted backup, sync across devices, and voice entry.

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