Simple Financial

Fast. Simple. Approved. Manage your 15-minute e-Transfer® Loan from Simple Financial from your phone!

See Your Balance Instantly - Check your current credit balance, view full account details, and know exactly where you stand at a glance.
Never Miss a Payment - Smart payment reminders keep you on track, and flexible deferral options give you breathing room when life happens.
Real Customer Support - Get help from a dedicated support team that actually understands your loan.
Full Payment Control - Review your payment schedule, payment plan, and access support as your needs change.

The fastest online credit company in Canada, delivering funds straight to your account via Interac e-Transfer® within 15 minutes start-to-finish and manage it from within the app!


Why Canadians choose Simple Financial:

15-minutes decisions - even on weekends and holidays
No documents required - apply in minutes
All credit types accepted - everyone deserves a fair shot
Compliant rates & flexible repayment plans (conditions apply)
Safe, secure & 100% transparent
Life Happens. We've Got You.

Unexpected car repairs. A financial emergency. Medical bills that can't wait. We all need a little help sometimes — and that help shouldn't come with hassle.

Ready to take control? Download the Simple Financial app today.


About Simple Financial:

Simple Financial is a modern Canadian Fintech company specializing in online consumer financial products. We've helped thousands of Canadians meet their everyday financial needs, because we believe the future of lending starts with easy, convenient options from a lender you can trust.

As a licensed direct lender (ON, BC), our lending code of conduct is built on secure, responsible, and trustworthy processes — so you can borrow with confidence.

The Simple Financial app is only for managing your active Simple Financial loan, you cannot apply within the app.

Testimonials:

"This is my first time receiving a loan and the experience was AMAZING! ... I've applied on other websites before and never went through with the loan because the interest was so high. I was approved within 20 minutes and received my funds instantly. Will definitely use again." - Mary, November 2025, Trustpilot Review.

"Let me start by saying, Simple Financial exceeded my expectations by miles. Prompt, fair, thorough, perfect! Cash really was in my account in 60 seconds!" - Roberto, September 2026, Trustpilot Review.

"Great experience, I have never been approved for funds that quick. Thanks." - Rocks, November 2025, Trustpilot Review.