Bulga : Simple Budget

Take control of your personal finances with Bulga, the simple, secure, and efficient personal budget tracker. No bloated spreadsheets, no ads, just an intuitive, distraction-free way to manage your income, expenses, debts, savings and split costs.

🚀 KEY FEATURES
🤖 Guided Onboarding Assistant
Get up and running in no time. Our step-by-step onboarding assistant walks you through setting up your income and recurring bills with zero hassle.

📊 Real-Time Budget Dashboard
Instantly view your total income, total expenses, and remaining balance updated in real time. Organize entries into smart custom categories and handle daily, weekly, bi-weekly, or monthly frequencies effortlessly.

⚡ AI Transaction Tracking (Receipt Photos, Text & Voice)
Log expenses faster than ever. Use AI to scan receipt images/photos, type natural text notes, or speak commands via voice dictation—or track transactions manually with complete precision.

🔔 Upcoming Payments, Reminders & Auto-Add
Never miss a bill deadline. See all scheduled payments at a glance, receive timely notification alerts before bills are due, and let Bulga automatically log recurring transactions when pay day comes.

🤝 Partner Expense Sharing & Split Tracking
Manage shared expenses with your partner effortlessly. Keep track of split costs, see who owes what in real time, and settle balances seamlessly.

📈 Visual Financial Reports
Gain deep insight into your financial health with visual reports. Analyze spending by category, track monthly trends, and identify areas to grow your savings.

🎯 Debts & Savings Goals Planner
Plan your path to financial freedom. Track progress on credit cards, loans, and mortgages, or set target goals for emergency funds, vacations, and major purchases.

📴 Offline support & Secure Sync
Track your money anywhere, even without an internet connection. Bulga works fully offline and syncs automatically across all your devices when you are back online.

🌙 Modern Dark & Light Themes
Designed for visual clarity with dark and light themes that match your system preferences or switch with a single tap.

🔒 PRIVACY & SECURITY FIRST
Encrypted Cloud Sync: Built on secure authentication and encrypted cloud backups.
Zero Data Monetization: We respect your privacy. Your financial data is never sold or shared.