Boya

Your business spend in one place for smarter and better spending decisions.
Boya is a powerful all-in-one spend platform for businesses. It empowers businesses to pay for their expenses and organize details of their spending in one place. Business owners have real-time visibility and control of their business spend right from their smartphones.
Many growing businesses face financial challenges like; reconciliation nightmares, inaccurate manual expense records, missing receipts, lack of growth capital, and other challenges. More often these business owners ask questions like:
How can I pay for my expenses efficiently?
How am I spending?
How do I separate personal and business spending?
How can I grow?
Boya helps such businesses organize their financial data in one place and empowers them to:
Spend anywhere and anytime - Instantly pay to Mpesa at Zero fees and banks in real-time from their Boya Accounts. Spend online using Boya Virtual cards.
Take back spend Control - Track every coin in real-time, manage and control your spending in one place. Categorize your spending and capture receipts in real-time.
Use the Boya cards - Modern, simple, free virtual cards and physical cards connected to a smart app. You are in full control of these Visa cards.
Access growth capital - Instantly get an overdraft to pay for expenses without complicated processes or paperwork. Your overdraft limit grows as you transact on Boya.
Businesses will grow faster when they have access to important financial information. Boya is organizing Africa's financial data so that every growing business can realize its full potential.
Join businesses of all sizes and industries that use Boya to manage their business spend and realize their financial potential