UBank Mobile Banking
NAB Finance
Join over half a million Aussies at one of Australia's leading digital banks.
- Rating
- 3.4
- 409 ratings
- Downloads
- 50K+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Jun 18
- 2020 · v5.7.0
Screenshots
About UBank Mobile Banking
For over a decade UBank has been one of Australia’s leading digital banks. We don’t have branches, so we can put more energy into offering you great rates, creating useful products and looking after you with local support and awesome apps.
Here’s what you’ll find with UBank:
Save your way
• Earn maximum interest on your savings without lifting a finger thanks to our Sweep technology
• See your current interest rates and interest earned
• Check if you’ve earned your bonus interest
• Track your savings, and see how you've progressed
Pay your way
• Add your UBank VISA Debit Card in the app & pay with your phone (on compatible devices)
• Use the UBank app to pay wherever you can make contactless payments
• No international transaction fees charged by UBank on your Ultra VISA Debit Card
• View detailed transaction history, transaction details, merchant & pending payments info
• Let us know when you’re travelling overseas so we can protect your cash & cards
Manage your bills and costs
• Move money between your UBank accounts
• Add & pay your bills from within the app
• Transfer money to your friends or family quickly and securely
• Pre-fill your security codes with push notifications to speed up your transfers
• Set up, view and manage your scheduled or regular payments
• Easily share your account details in a message or email app of your choice
Keep your money secure
• Setup a PIN and biometrics to login to your app quickly and securely
• Choose to receive your security codes using Push Notifications
• Place a block on, or replace, your UBank VISA Debit card
• View & manage your registered devices
• Reset or change your password securely
Plus, all the in-app features and tech you’d expect from one of Australia’s leading online banks. Join UBank today and have your money at your fingertips 24/7!
Important information
This information has been prepared without taking into account your objectives, financial situation or needs. Before acting on the information, we recommend that you consider whether it is appropriate for your circumstances. You should consider the UBank Internet Banking terms and conditions, available at ubank.com.au, before making any decisions regarding this product.
This product is issued by National Australia Bank Limited.
UBank is a division of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.
Here’s what you’ll find with UBank:
Save your way
• Earn maximum interest on your savings without lifting a finger thanks to our Sweep technology
• See your current interest rates and interest earned
• Check if you’ve earned your bonus interest
• Track your savings, and see how you've progressed
Pay your way
• Add your UBank VISA Debit Card in the app & pay with your phone (on compatible devices)
• Use the UBank app to pay wherever you can make contactless payments
• No international transaction fees charged by UBank on your Ultra VISA Debit Card
• View detailed transaction history, transaction details, merchant & pending payments info
• Let us know when you’re travelling overseas so we can protect your cash & cards
Manage your bills and costs
• Move money between your UBank accounts
• Add & pay your bills from within the app
• Transfer money to your friends or family quickly and securely
• Pre-fill your security codes with push notifications to speed up your transfers
• Set up, view and manage your scheduled or regular payments
• Easily share your account details in a message or email app of your choice
Keep your money secure
• Setup a PIN and biometrics to login to your app quickly and securely
• Choose to receive your security codes using Push Notifications
• Place a block on, or replace, your UBank VISA Debit card
• View & manage your registered devices
• Reset or change your password securely
Plus, all the in-app features and tech you’d expect from one of Australia’s leading online banks. Join UBank today and have your money at your fingertips 24/7!
Important information
This information has been prepared without taking into account your objectives, financial situation or needs. Before acting on the information, we recommend that you consider whether it is appropriate for your circumstances. You should consider the UBank Internet Banking terms and conditions, available at ubank.com.au, before making any decisions regarding this product.
This product is issued by National Australia Bank Limited.
UBank is a division of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.
What’s new
Version 5.7.0 · Updated June 18, 2020
- You asked and we've been listening. Control Sweeps within the app. Turn off Overnight Sweeps if you prefer. - We've renamed our savings and transaction accounts to USave and USpend, formerly known as USaver and USaver Ultra - You can now earn bonus interest on up to ten USave accounts up to the value of $250,000
User reviews
Very easy
Very good quick easy-to-use and more secure app.
Fast and easy application process that lets you save your details. Making available the usave and uspend accounts in one package application would be an easier and faster approach than setting up the usave then waiting approval to get a uspend account, to benefit the bonus interest you must have both accounts anyway...
Does what I need it to do
Great, but it would be better if they added the ability to put widgets on your home screen
Excellent
Frequently asked questions
What is UBank?
UBank is a leading digital bank in Australia that does not have physical branches and focuses on offering great rates and useful products through online and mobile banking.
What services can I access with UBank mobile banking?
With UBank mobile banking, you can save your money and earn maximum interest with Sweep technology, pay with your phone using UBank VISA Debit Card, manage your bills and transfer money, and keep your money secure with PIN and biometrics login options.
Can I make international transactions with UBank?
UBank does not charge international transaction fees on your Ultra VISA Debit Card.
How can I manage my bills and payments with UBank mobile banking?
You can move money between your UBank accounts, pay your bills, transfer money to friends or family, set up scheduled payments, and securely share your account details using the UBank mobile app.
What security measures does UBank offer?
UBank allows you to set up a PIN and biometrics for secure login, receive security codes through push notifications, block or replace your UBank VISA Debit card, view and manage registered devices, and reset or change your password securely.
How can I access UBank mobile banking?
Simply download the UBank mobile app on your compatible device to access UBank mobile banking and have your money at your fingertips 24/7.
Where can I find more information about UBank's Internet Banking terms and conditions?
You can find the UBank Internet Banking terms and conditions on ubank.com.au.
Who issues UBank products?
UBank products are issued by National Australia Bank Limited, with UBank being a division of National Australia Bank Limited.
Alternatives to UBank Mobile Banking
Looking for apps like UBank Mobile Banking? Here are 6 similar Android apps on Google Play. The highest rated is Latitude (4.2/5), and all 6 are free to download.
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Latitude 4.2
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| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| UBank Mobile Banking | 3.4 / 5 | Free | 50,000+ | Jun 18, 2020 | |
| Latitude | 4.2 / 5 | Free | 1,000,000+ | Oct 18, 2026 | Compare |
| Monese - Mobile Money Account | 4.2 / 5 | Free | 5,000,000+ | Sep 18, 2026 | Compare |
| Tomorrow: Mobile Banking | 3.7 / 5 | Free | 100,000+ | Oct 22, 2026 | Compare |
| CardsPal: The Lifestyle App | 2.3 / 5 | Free | 1,000+ | Jul 14, 2020 | Compare |
| One IBC | – | Free | 50,000+ | – | Compare |
| homes.com.au | – | Free | 1,000+ | Jun 25, 2020 | Compare |