Prestela: Credito y Prestamos

About Prestela: Credito y Prestamos

With Prestela, get the most favorable loan rates in Chile.

**Prestela is a great gift for new clients. New users enjoy 0% interest on their first loan.

Loan details:

Credit limit: from $150,000 to $2,000,000 CLP.
Daily interest rate of 0.05% (maximum annual interest rate: 18.25%).
Value Added Tax (VAT): 19% according to Chilean law.
Effective Annual Interest Rate (APR): Up to 18.25%.
Payment terms: 91 to 180 days.
Example:
Let's say you apply for a loan of $500,000 with a maturity of 91 days and a daily interest rate of 0.05%. The details of the loan would be as follows:

Interest: $500,000 * 0.05% * 91 = $22,750.
VAT: $22,750 * 19% = $4,322.
Total payment: $500,000 + $22,750 + $4,322 = $527,072. You must pay $527,072 on the due date to pay off the loan.
Save money: Our interest rates allow you to save more compared to loans from entities such as Banco Estado, Banco Falabella CMR, Mercado Pago: digital account, etc.

Prestela gives you a digital account without maintenance costs or hidden commissions.
- You just need to be over 18 years old,
- Have a valid Chilean identity card, a telephone number and a credit card.
- The evaluation is simple when you maintain a positive credit history.

Without the need for guarantees or other conditions.

Security: We give top priority to your privacy and the security of your data. We are regulated by the Commission for the Financial Market, a public entity that supervises financial institutions in Chile. Your funds will be 100% safe here.

Customer Support: We offer 24/7 customer service. You can contact us by visiting our help center through the app.
Email: [email protected]
Address: Baquedano 239 Of 203, Antofagasta, 1240000 Chile