Conditions for obtaining a loan:
The minimum loan repayment period is 62 days;
• The maximum loan repayment period is 365 days;
• The maximum annual interest rate, including loan interest, as well as all other fees and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. Annual interest for using the Credit - min 1%, max 32%.
• The minimum rate for using a loan per day is 0.01%;
• The maximum rate for using a loan per day is 1%;
• Late penalty: 0.1% of the overdue amount per day, but not more than 10% of the loan amount
• Other commissions or fees: none
• In case of a long delay in payment, information will be transferred to BKI
• Loan extension is possible if the lender is notified in a timely manner and interest is paid for the initial loan term; there are no additional fees for loan extension
Interest rate calculation example:
• The loan amount is 20,000 rubles.
• Loan term – 100 days.
• Commission for using the loan: 0.08% per day, that is, 16 rubles per day, or 2.4% per month (averaged for 30 days), i.e. 480 rubles per month (average for 30 days).
• The total commission amount for 100 days will be 1600 rubles.
• Total amount to be repaid, taking into account the loan amount: 21,600 rubles.
• PSK - full loan cost (FLC - Full Loan Cost) as a percentage is 29.2% per annum.
Consequences of late loan repayment:
In case of failure to repay an online loan, the amount of the penalty may be 0.1% of the total amount overdue per day, but not more than 10% of the total loan amount.
Requirements for borrowers:
• age from 18 to 65 years;
• passport of a citizen of the Russian Federation.
Loan repayment period: from 61 to 1826 days (including extension)
Interest rate from 10% to 360% per annum
Consequences of non-payment:
The amount of the penalty is 0.10% of the overdue amount per day and no more than 10% of the loan amount.
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