THAT

THAT is the self-custody crypto wallet built for real-world use.

Manage your crypto, discover businesses, earn THATBACK rewards, and make direct on-chain payments — while staying in control of your keys.

THAT helps turn crypto from something you just hold into something you can actually use. Send, receive, swap, bridge, and spend crypto across supported EVM-compatible networks, with real businesses accepting payments through THAT.

Why THAT?

• Spend crypto at participating businesses directly on-chain
• Earn THATBACK rewards on eligible payments
• Preview your estimated THATBACK before you pay
• Progress through reward tiers and missions to unlock higher rewards
• Discover new and featured businesses in the THAT Directory
• Swap tokens and use cross-chain swaps across supported networks
• Bridge THAT between supported networks, including Ethereum and Polygon
• Manage multiple wallets while keeping full control of your keys

Spend crypto in the real world

Scan a QR code, review the payment details, preview your estimated THATBACK, and pay directly from your wallet. Receipts include merchant details, payment breakdowns, and reward information so every transaction is easy to track.

Earn THATBACK rewards

Earn crypto back when you pay at eligible participating businesses. View available THATBACK rates in the directory, track your rewards, and move through tiers to unlock higher rewards.

Manage your crypto in a few taps

Send and receive crypto wallet-to-wallet, swap tokens through integrated decentralized protocols, use cross-chain swaps, bridge THAT, group and organize wallets, and view balances and activity in your local currency.

Discover places to pay

Explore the redesigned THAT Directory to find businesses that accept payments through THAT. See featured businesses, newly added locations, and THATBACK opportunities before you visit or pay.

Protect your wallet with confidence

THAT is self-custody. You own your keys and control your assets. We do not store your seed phrase, private keys, or crypto. Optional Strict Mode adds biometric protection to sensitive actions, while wallet filters help reduce dust and spam NFT clutter.

THAT puts crypto where it was always meant to be — in your hands, on-chain, and ready to use.

Please Note:

THAT is a self-custody wallet. Users are responsible for managing their own keys, wallets, and funds. THAT does not provide custodial services, financial advice, brokerage services, or exchange services. Token swaps and bridges may be powered by third-party providers and decentralized protocols. THAT does not hold, manage, or control crypto assets on behalf of users.