With this app, managing your finances becomes easy and fun! Create separate entries for work, family, or personal needs. Useful tips and tricks will help you optimize your budget.
Key features:
Income and expense recording
Easily record all your financial transactions with an intuitive interface. Record your income, expenses, debts, and payments in real time. Each transaction can be quickly recorded with the date, amount, and category, helping you always be aware of your financial situation.
Financial challenges
Try financial challenges that will help you reduce expenses or improve your financial skills. The app offers various tasks that will make your path to financial literacy more interesting and motivating.
Calculators
Use built-in calculators for calculations that will help you in financial planning. Calculate interest on loans, determine how much you need to save to achieve your goals.
Goal setting
Set financial goals for yourself and track their implementation. You can set short-term and long-term goals, such as saving for a vacation or paying off debt.
This app will become your reliable assistant in recording income and expenses, budget analysis, setting financial goals and much more.
Representative example of the total cost of the loan, including the principal and all applicable fees (for example, sample monthly payment, sample interest calculation):
To qualify for a loan, the following conditions must be met:
The minimum loan repayment period is 91 days;
The maximum loan repayment period is 365 days;
The maximum annual percentage rate is 365%
The minimum rate for the use of the loan per day is 0.01%;
The maximum rate per day for the use of the loan is 1%;
Penalty for delinquency: 0.1% of the delinquency amount per day, but not more than 10% of the loan amount.
Loan amount - 30 000
Loan term - 100 days
Interest rate 0.08% per day
Amount to be repaid:
Interest - (30,000*0.08%)* 100 = 2,400
Loan amount - 30,000
Total amount to be repaid - 30,000 + 2,400 = 32,400
Consequences of non-payment of the loan.
In case of failure to repay the loan amount or the amount of interest on the loan within the agreed term, the lender will have to charge a late payment penalty. Most lenders make concessions and give 3 extra working days for payment.
The offer is not an offertory. Check final terms and conditions with direct communication with lenders. The service provider is not responsible for loss or damage incurred by you as a result of using the app. The app is not a financial institution, lender or bank. All material on the app is for informational purposes. Users should evaluate and make their own decisions regarding loans.
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