InvestP: Portfolio & Net Worth

InvestP (Invest Portfolio) manages your portfolio and your spending in one clear picture. Track everything you own: Vietnamese and US stocks, ETFs, mutual funds, crypto, gold and silver, savings and term deposits, bonds, real estate, insurance, pensions and the debts you owe. Then see where your money goes each month, with built-in analysis.

Built for investors in Vietnam and anyone who holds assets in more than one place. Available in English and Vietnamese.

TRACK EVERYTHING
• Vietnamese stocks, ETFs and open-ended funds, US stocks and ETFs, and crypto, with market prices that update automatically
• Gold and silver at dealer prices, by the chỉ or lượng
• Term deposits, savings, bonds, cash, real estate, insurance, pensions
• Loans, mortgages, credit cards and margin debt, all counted in your net worth
• A full ledger of buys, sells, dividends, interest and fees, with Vietnamese personal income tax prefilled and editable
• USD and VND, with exchange rates handled for you

SEE THE BIG PICTURE
• Net worth and its history over time
• Gains and losses, allocation and the asset pyramid
• Your emergency fund against your own target
• Free ticker analysis for stocks, ETFs and crypto

TRACK INCOME AND SPENDING
• Record monthly and yearly income (active and passive) and expenses (fixed and flexible: housing, food, transport, health, travel and more)
• Set a budget, enter what you actually spent each month and compare the two
• See cash flow at a glance: savings rate, debt service, how long your savings would last, and progress toward financial independence
• Spending trend over 12 months, measured against the popular 50/30/20 guideline

ANALYSIS THAT EXPLAINS ITSELF
• A portfolio health score covering safety, diversification, risk, efficiency and discipline, with plain-language findings measured against widely used personal-finance guidelines
• Risk, stress tests, projections and drift from your target weights
• Spending analysis and cash-flow scenarios, such as what happens if your income stops for six months or loan rates rise
• Optional AI analysis in plain words

PRIVATE AND SECURE
• Your data is encrypted in transit and at rest
• App lock with Face ID, Touch ID, fingerprint or your own 6-digit passcode, and balances hidden in the app switcher
• No ads, no tracking, and your data is never used to train AI models
• We never ask for bank or brokerage logins. You enter your own holdings
• Export your data as CSV or a full backup, and delete your account and all its data from Settings at any time

PLANS
InvestP is free to use for tracking, net worth, allocation, gains and losses, performance, ticker analysis, and CSV export and backup.

InvestP Premium unlocks the full advisor report, risk, stress and projection analysis, rebalancing, the 12-month spending trend, long history, CSV import, goals, recurring transactions and the app lock. Premium AI plans add daily AI portfolio analyses.

• Premium: 25,000 ₫ per month
• Premium AI: 50,000 ₫ per month, 1 AI analysis a day
• Premium AI Pro: 100,000 ₫ per month, 3 AI analyses a day

Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple ID account at confirmation of purchase. Manage or cancel any time in your App Store account settings.

Terms of Use: https://investp.kaing.app/terms
Privacy Policy: https://investp.kaing.app/privacy

IMPORTANT
InvestP is a tracking and planning tool. It does not hold, move or trade money, and it is not a bank, broker or financial adviser. Figures, scores and analyses are descriptive statistics based on the data you enter and public market data. They are not investment advice or a recommendation to buy, sell or hold anything. Market prices may be delayed or unavailable.

Questions or feedback? Write to [email protected] or use Settings → Send feedback in the app.