Retired

Most retirement apps ask one question: what age do you want to stop working?
That is the wrong question. What actually decides your number is the list of
things you still intend to buy — a home, a car, a wedding, your child's degree,
your parents' care — and what each of them will cost by the time you get there.

Retired starts from that list.

Tell it your age, the age you want your time back, and what you earn and spend.
Then price the milestones ahead. Retired converts each one into tomorrow's money,
works out the capital you need behind it, and tells you the exact monthly amount
that funds it. No jargon, no 40-page report.

WHAT YOU GET

• One plan, one screen
Your net worth today, the share of your target it covers, what your plan needs
each month, and what you're actually putting in.

• Every goal, priced
Home, car, education, wedding, business, healthcare, parents' care, travel — or
anything you name yourself. Each gets an inflation-adjusted target, a funding
progress bar, and an honest on-track / behind label.

• A funding projection you can read
A target line against your real trajectory, so you can see a shortfall years
before it becomes a problem instead of the month it does.

• The Simulate tab
Move retirement age, monthly investment, a goal's budget, or your expected
return, and every number in the plan re-computes as you drag. Push a goal out
by two years and see instantly what it frees up.

• Suggestions worth acting on
Not generic tips. Costed, specific prompts — "retiring at 57 instead of 55
saves ₹4,100/month" — each linked to the screen where you can act on it.

• Built for Indian money
Rupees throughout, lakh and crore formatting, and goal defaults that reflect
what these things actually cost here.

• Yours, quietly
Dark and light themes, no ads, no feed, no noise. Sign in with a one-time code
— no password to remember.

WHO IT'S FOR

People in their late twenties to forties who earn well, save something every
month, and still have no idea whether it is enough. If you have ever wondered
whether the flat, the wedding and retiring at 55 can all coexist, this app
answers it in about four minutes.

IMPORTANT

Retired is a planning and projection tool. It does not offer, sell, recommend or
execute any investment, security, insurance or financial product. Projections
are estimates based on the assumptions you enter and are not guarantees of
future returns. Please consult a SEBI-registered investment adviser before
acting on any financial decision.