AMing Balance - 記帳與資產追蹤

One account, see all your assets clearly.

■ Free & Platinum Membership

・Free Version: Cash, deposits, credit cards, loan accounts, as well as transactions, scheduling, reconciliation, reports, and backups—all free, with no transaction limit and no ads.

・Platinum Membership (Annual Subscription): Adds a securities account and gold savings account; Taiwan stock market closing price and daily gold reference price are automatically updated.

・After subscription expires, existing securities and gold data can still be viewed, but new or modified data cannot be added.

・Automatic renewal; can be canceled at any time on Google Play; price is subject to Google Play's display.

AMing Balance is a native accounting app designed for Taiwanese users. All data is stored only on your phone, not uploaded to the cloud, requires no account, and is completely usable offline. Deposits, credit cards, mortgages, securities, gold, and foreign currency are designed according to real-world Taiwanese financial processes.

It originated from a simple starting point: the developers needed an accounting tool that could "clearly calculate mortgages and remember stocks," and since they couldn't find one on the market, they created one themselves.

■ Privacy First, 100% On-Demand

・Data exists only on your device; it is not uploaded, collected, or tracked.

・No account registration required; use offline.

・Password and biometric authentication lock; automatically locks when leaving the app.

・Backup files can be encrypted and stored on your device or shared to places you trust.

■ All Accounts at a Glance

・Cash, Deposits, Credit Cards, Loans, Securities, Gold; grouped management.

・Estimated total assets are converted in real-time; currencies are listed separately and also viewed together.

・Multi-currency support; foreign currencies are estimated using daily reference exchange rates.

■ Mortgage Repayment Plan, See the Future Ahead

・Complete repayment schedule: principal, interest, and remaining principal are amortized monthly.

・Interest rate adjustments and early repayments are recalculated accurately.

・Principal repaid, interest paid, and payment progress are clearly displayed.

■ Securities and Gold, Automatic Profit and Loss Calculation (Platinum)

・Market value, cost, unrealized profit and loss, and outstanding balances are automatically calculated.

・Close to Taiwan trading rules: T+2 Automatic settlement scheduling, automatic deductions for settlement accounts

・Complete records of buying, selling, rights issues, dividends, and gold savings transactions

■ Credit cards, every transaction clearly remembered

・Credit limit tracking, categorized charts, foreign currency transactions and fees

・Pending transactions and refunds viewed separately, keeping you informed until the billing date

・Reconciliation function: Select the period, check off each transaction, and compare it with your statement one by one

■ Daily accounting not neglected

・Scheduled transactions: Rent, subscriptions, and salary payments automatically credited

・Reports: Income and expenses, categories, and trends all clearly displayed

・Export CSV, data can be taken with you forever

■ Clean interface, complete accounts

・Simple and unobtrusive, information clear and uncluttered

・Transfers, settlements, and repayments are all recorded on both sides, ensuring your accounts match automatically

Your financial data belongs only to you.

Website: https://aming.app
Contact: [email protected]