Mal
Mal AI Finance
Hold USD, send money abroad, and manage your finances with an AI assistant
- Downloads
- 1K+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Sep 22
- 2026 · v1.0.39
Screenshots
About Mal
A fully digital, AI-first bank built for people who expect banking to be better.
Not another bank with AI added on top. Not the old system in a new app. Mal is built from scratch, guided by Islamic values, and open to everyone.
Because waiting 14 business days, printing forms, and hearing “please visit your nearest branch” was not the future we were promised.
Need to send money abroad? Ask Mal.
Need to understand your spending? Ask Mal.
And this is just the beginning.
Mal helps you ask, understand, and act in one place, with answers shaped around your budget, spending, and goals.
See where your salary went.
Check if you’re spending more than you think.
Save for Hajj or Umrah.
Calculate your Zakat.
Handle your money without needing a finance degree.
Built on Islamic values.
Designed for the world.
Made for everyday life.
Join the waitlist today and experience banking that moves at the speed of your life, not a legacy system.
Mal. Fair by design
What’s new
Version 1.0.39 · Updated September 22, 2026
Meet Mal. A fully digital, AI-first bank built for people who expect banking to be better. Mal is guided by Islamic values, and open to everyone. START HERE • Join the waitlist and reserve your spot • Sign in with Face ID or fingerprint • Get push updates as access opens WHAT'S AHEAD Send money abroad, ask Mal to understand your spending, calculate Zakat, and save for Hajj or Umrah — shaped around your budget and goals. Mal. Fair by design.
User reviews
Nic
my face and cnic verification fast and Mal ap slow accepted face cnic jist fast ok
incredible app and user journey, looking forward for the future of islamic finance at its finest
Smooth onboarding, crisp customer experience and love the AI assistant. This is the future of banking
Smooth interface, intuitive menu and ease of setting up makes for a delightful user experience. The app is truly a one-stop-shop.
an ai agent booked a flight for me and paid for it! this is the future!
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| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Mal | – | Free | 1,000+ | Sep 22, 2026 | |
| Don't Spiral: Overthinking | – | Free | 1,000+ | Jul 13, 2026 | Compare |
| Miiriya Black Owned Businesses | 4.4 / 5 | Free | 100,000+ | – | Compare |
| Wig Studio 1 | 4.7 / 5 | Free | 5,000+ | Sep 17, 2026 | Compare |
| Moove - Team-Based Fitness | 4.2 / 5 | Free | 1,000+ | May 14, 2025 | Compare |
| Warby Parker | 4.0 / 5 | Free | 100,000+ | Oct 21, 2026 | Compare |
| MTailor | 3.8 / 5 | Free | 500,000+ | – | Compare |
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