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Dash Money, developed and operated by PHANUNGOENDUAN COMPANY LIMITED, provides online loan services for eligible applicants in Thailand. Users can conveniently apply for loans, check details, confirm contracts, and manage repayment plans through the application.

PHANUNGOENDUAN COMPANY LIMITED holds a provincial-level regulated microfinance license (PICO Finance) from the Ministry of Finance of Thailand and is a legally authorized and regulated loan service provider.

Loan Product Details
Maximum Loan Amount: 1,000 THB - 50,000 THB
Loan Term: 91–180 days
Maximum Daily Interest Rate: Approximately 0.041% - 0.054%
Maximum Annual Percentage Rate (APR): 14.97%–19.71%
Interest Calculation Method: Equal principal and interest repayments
Repayment Method: Installment payments
Currency for disbursement and repayment: Thai Baht
Other Fees: None

The loan amount, interest rate, term, number of installments, and actual repayment amount are subject to the final approval. Full details of the terms and conditions and repayment plan will be displayed for the user to review before confirming the loan agreement.

Amount due and late payment penalties
The amount the borrower must pay includes:
Principal
Loan interest
Late payment penalties if there is a default
Late payment penalties are calculated at a rate of 0.054% per day on the outstanding principal, for the actual number of days in default, but not exceeding the maximum rate stipulated by law and the loan agreement.
Penalty calculation formula:
Penalty = Outstanding Principal × 0.054% × Number of days in default

Loan calculation example
Assume a user receives a loan of 10,000 baht for a period of 91 days at a daily interest rate of 0.054%:
Daily interest: 10,000 baht × 0.054% = 5.40 baht
Total interest over 91 days: 5.40 baht × 91 = 491.40 baht
Total amount repaid on time: 10,000 baht + 491.40 baht = 10,491.40 baht
If the remaining principal balance is 10,000 baht and the payment is more than 5 days overdue:
Late payment penalty: 10,000 baht × 0.054% × 5 = 27.00 baht
This example is provided only to help users understand the calculation method. Actual interest, individual payment amounts, and total payment will be based on the information displayed in the application and the loan agreement confirmed by the user.

Loan Application Steps:
Download Dash Money and register an account.
Fill in personal information and required details.
Select the loan amount and loan period.
Review interest rates, fees, and repayment plans.
Confirm and submit your loan application for consideration.
Upon approval, funds will be transferred to the bank account specified by the user.

Repayment
Borrowers must repay the principal, interest, and related fees on the amount and due date shown in the application.
If the due date falls on a holiday, it will not be automatically postponed unless otherwise stated in the application or loan agreement. Late payments may incur penalties, affecting credit history and future service eligibility.
Users can check their balance, monthly payment amount, due date, and repayment history through the application.
Please read all terms and conditions carefully and assess your ability to repay before confirming the contract.

Contact Us
Product Name: Dash Money
Loan Provider and Developer: PHANUNGOENDUAN COMPANY LIMITED
Website: www.phanungoenduanco.com
Email: [email protected]
Phone: +66 661470908