Займы онлайн — NETFINBANK

Need a loan deposited to your card online? At NETFINBANK, you select the amount and term, compare loan and credit terms, and submit your application in just a few minutes. If approved, the funds are deposited to your card. Loans, cash advances, credit and debit cards, mortgages, and deposits are all available in one app.

How to apply for a loan or credit
1. Select a product: loan deposited to your card, cash advance, or credit card.
2. Enter the desired amount and term.
3. Compare the terms: interest rate, term, limit, and requirements.
4. Submit your application online, without visiting a branch.
5. The bank or microfinance organization makes the decision. If approved, the funds are deposited to your card.

Loans deposited to your card online
Long-term loans from microfinance organizations listed in the Bank of Russia registry. The card displays the amount, term, interest rate, and repayment terms. The application can be completed online in just a couple of minutes, and if approved, the funds are transferred to your bank card—convenient when you need funds for repairs, purchases, or unexpected expenses.

Cash Loans
Consumer loans and secured loans for various purposes and amounts. The product details show the interest rate, term, available limit, and bank requirements.

Credit Cards
Cards with a grace period, credit limit, cashback, and bonuses. Compare terms and submit your application—the bank will issue your card.

Mortgages and Car Loans
Programs for home and car purchases: rates, terms, and bank requirements in one place.

Deposits and Debit Cards
Deposits and savings accounts, debit cards with cashback, and banking terms.

For Business
Current accounts, sole proprietorship and LLC registration—bank offers for entrepreneurs.

Financial Assistant
Answer a few questions about the amount, term, and product type—the assistant will select suitable loans, credit cards, and cards.

Loan Calculator
Calculate your monthly payment, overpayment, and total payment amount. This is a preliminary calculation—the exact terms are determined by the bank or microfinance organization.

Exchange rates of the Central Bank of the Russian Federation
Official exchange rates for the US dollar, euro, and Chinese yuan.

Favorites, history, and dark theme
Save your favorite offers, return to previously viewed offers, and choose a light or dark theme.

Loan and Credit Terms
NETFINBANK is an information service. The app does not issue loans or credits, does not make decisions on applications, or transfer funds. Financial products are provided by banks, microfinance organizations (MFOs), and other partners.

• Repayment terms for MFO loans range from 61 days to 7 years, and for loans and mortgages—up to 30 years, depending on the product.
• Maximum total cost of the loan (TCO) with MFOs: up to 292% per annum.
• Banks set interest rates on bank loans individually.

Calculation examples
Loan: ₽100,000 for 12 months at 24% per annum — payment of approximately ₽9,456 per month, overpayment of approximately ₽13,472, total payment of ₽113,472.
Loan: ₽30,000 for 90 days at 0.8% per day — interest of ₽21,600, repayment of ₽51,600, APR of 292% per annum.

Actual terms, rate, amount, term, and application decision depend on the selected organization and client information. The application does not guarantee approval or receipt of funds. Before applying, review the full cost, payment schedule, fees, and repayment policy — these are posted on the website and in the lender's documents. Consider your financial capabilities and risks.

The app is intended for individuals over 18 years of age.

Privacy Policy: https://netfinbank.ru/privacy
Support: [email protected]