KIWI PAY — Gestión de cobranza

KIWI PAY is the work tool that credit companies use to manage their portfolio and field collection operations.

It is not a loan application. It does not grant credit, lend money, charge interest, or process payments. It is a management system used by authorized employees of each company: administrators, supervisors, collectors, and promoters. Accounts are created by the contracting company; there is no public record.

WHO IS IT FOR?

Financial institutions, savings banks, pawn shops, and popular credit companies that manage portfolios with daily, weekly, bi-weekly, or monthly collections and need order in the field and control in the office.

ON THE STREET

- Organized daily route, with each client's status displayed
- Record of payments, partial payments, and non-payments with their reasons
- Instant printed receipt on a Bluetooth thermal printer
- Digital receipt for sending via courier
- Works offline: captured data syncs when signal is restored
- Client file with ID, contract, and signature

IN THE OFFICE

- Complete portfolio by route, collector, and branch
- Daily cash reconciliation with cash count by collector
- Authorizations for sensitive operations, such as canceling a payment
- Recovery, delinquency, and target progress indicators
- Credit documents generated in PDF format: cover page, contract, and promissory note
- History of each transaction, including who it was made with and when

CONTROL AND SECURITY

- Role-based permissions: each user sees and does only what they are authorized to do
- Access via fingerprint or PIN in addition to password
- Each company operates independently within the platform
- Transactions that affect balances are recorded and they don't get deleted

FIELDWORK

Designed for use standing up, on the sidewalk, with one hand, and with poor signal. Route information is downloaded before you leave, and the app continues to operate even if your phone runs out of data.

PERMISSIONS REQUESTED

- Camera: to photograph documents and evidence of the process
- Location: to record where a visit or payment was made. Only when the app is open; it does not track in the background
- Bluetooth: to connect the thermal printer
- Microphone: voice dictation, for typing without typing
- Biometrics: to unlock the session

All permissions are requested when using the function and can be denied. Denying them limits that function, not the rest of the application.

ACCESS

KIWI PAY requires an account provided by the company where you work. If your company does not yet use KIWI PAY and you would like to learn more, please contact us.

KIWI PAY is part of KIWI SYSTEMS.