JoJa Wallet

JoJa Wallet lets you record income and expenses, update account balances, and organize upcoming expenses. It doesn't connect to your bank or process payments: balances and forecasts depend on the data you enter.

🏁 INITIAL SETUP

When you first launch it, choose your first account, the starting day of the budget month, the theme, and Personal or Family mode. If you already have a JoJa backup, you can restore it from the same screen.

💳 ACCOUNTS AND TRANSACTIONS

• Manage bank accounts, cards, cash, and wallets.
• Record income, expenses, and transfers between accounts.
• Customize names, icons, and order; choose the default account.
• Search, filter, sort, and edit transactions.
• Use categories, subcategories, or free notes.

Selecting Note allows you to enter free text only. Selecting Subcategory allows you to search for an existing entry or create one with Pro. Manual creation from Settings and selecting existing subcategories are free.

📊 HOME AND BUDGET MONTH

View one or more accounts, total balance, estimated free balance, monthly progress, latest transactions, and upcoming due dates. You can reorder sections and hide those you don't use.

The Expense Radar shows your commitments for the next 7, 30, or 90 days. The budget month starts from the selected day and allows you to calculate expected expenses for each account and the estimated daily budget. Wallets are included in the total balance, but excluded from the free balance and daily budget.

You can save the monthly summary and export PDF reports with Pro.

📅 PAYMENTS AND DEADLINES

• Loans and financing: paid installments, outstanding debt, and repayment simulation.
• Subscriptions, recurring transfers, and scheduled renewals.
• Electricity and gas bills: amount, consumption, period, RAI license fee, due date, and unit cost.
• Obligations: amounts set aside for a future expense and recording the final payment.

• Debt Collection and Expense Splitting: amounts receivable, multiple-party payments, and reimbursements.

The payment portions update the accrued total. The balance changes when you record the payment.

You can confirm payments manually or set them to be automatically recorded upon due date, with the option to postpone, verify, modify, and cancel. The calendar consolidates account due dates, with filters by period and on-device reminders.

🚗 VEHICLES AND REFUELS

Manage multiple vehicles and record fill-ups, top-ups, fuel price, amount, and kilometers. Refueling is linked to expenses; liters, distance, and fuel consumption in km/L and L/100 km are calculated from the available data.

Manage tax, insurance, MOT, coupons, maintenance, tires, and customized due dates, with costs, documents, and history.

⚡ JOJA QUICK AND WIDGETS

Add income, expenses, transfers, and refueling from the Android Home screen using JoJa Quick. Widgets display balances, progress, and upcoming due dates.

Choose a light, dark, or automatic theme, and hide amounts in the app and widgets.

👥 FAMILY

With Pro, you can manage multiple people on the same phone or sign in with Google and connect other phones.

Choose which data to share with connected people: they can view it but not modify it. Documents and attachments remain on the device.

Personal management works offline. Family connection and syncing require an Internet connection.

📎 ATTACHMENTS AND BACKUPS

Attach PDFs and documents to app entries: you can open, rename, share, or delete them.

Manual backups include data and attachments. Creation and restoration are free.

✦ JOJA PRO

Pro includes photos, bill attachments, subcategorization during entry, PDF reports, automatic backups, and Family.

The free trial lasts 30 days. After the trial expires, you keep your saved data and can continue using the free features. In this version, the Pro purchase is not yet available.