YaUang

YaUang is an official online loan information service platform designed specifically for users in Indonesia. The entire process is conducted online with simple and practical steps, helping you meet your financial needs, such as daily necessities, personal consumption, or cash flow, more easily, safely, and reliably.
Key Features
● Product Matching: The platform provides a variety of regulated loan products and will automatically match options that suit your needs, eliminating the need to compare them one by one.
● Simple application process: It only takes a few steps to verify your identity, fill in basic information, and submit your application online, without the hassle of a complicated offline process.
● Track progress anytime: Once your application is submitted, you can monitor the review process, the disbursement status, and receive payment reminders through the app.
● Data Protection: We comply with Indonesian personal data protection regulations. All user information is stored encrypted and used only for loan-related services.
Product Information:
Limit: IDR 2,000,000 – IDR 13,000,000
Maximum APR: 25% per year
Term: 93 – 180 days
Loan Example
Loan amount: IDR 8,000,000
APR: 18.25% (daily interest 0.05%)
Term: 93 days
Total interest = IDR 8,000,000 × 0.05% × 93 = IDR 372,000
Total payment = principal + interest = IDR 8,000,000 + IDR 372,000 = IDR 8,372,000
User Requirements:
Indonesian citizens aged at least 18 years old, possess full legal capacity, and have a legitimate need for funds such as personal consumption, cash flow, or emergencies.
Friendly reminder:
1. This platform only provides information and loan product matching services and is not a direct lender. The approval and disbursement process is handled by licensed partner financial institutions.
2. The loan simulation results are for reference only. The final repayment amount and interest rate will be subject to approval from the partner financial institution.
3. Please borrow wisely and make payments on time to maintain a good credit history.