ARTHA: Expense Tracker &Wealth

ARTHA: Expense & Wealth Tracker - SIP & EMI Calculator, Government Schemes & AI Finance Coach (India, Free)

ARTHA: Expense & Wealth Tracker India ka simple, private personal finance app hai — expense tracker aur budget planner. Financial data sirf phone par offline rehta hai — server par nahi jaata. Bank linking nahi.

EXPENSE TRACKER & MONEY MANAGER — Income/expense tracking, multiple accounts (cash, bank, wallet), categories, monthly budget aur insights.

15 FINANCIAL CALCULATORS — SIP, Lumpsum, Loan EMI, FD, RD, PPF, SWP, Inflation, Retirement, Step-up SIP, CAGR, GST, Income Tax, Loan Eligibility, Credit Card EMI. Instant results. PPF, Tax & GST mein official source links hain. Sab estimates hain, financial advice nahi.

GOVERNMENT SCHEMES INFO (Educational) — 48 sarkari yojana aur investment options: PPF, NPS, Sukanya Samriddhi Yojana, Ayushman Bharat, Atal Pension Yojana, PM Awas Yojana, PM-KISAN, EPF aur bahut kuch. Har scheme ke saath eligibility, documents, benefits, apply process, aur official source link.

AI FINANCE COACH (HINGLISH) — Paise, tax, savings, investment ke sawaal poochho. AI-generated educational info hai, professional advice nahi; sarkari info ka official source bhi batata hai.

AUR BHI — Budget Planner, Savings Goals, Udhaar (lend/borrow) Tracker, Bills reminder, Insurance Manager, Calendar aur Smart Insights.

DISCLAIMER — ZAROOR PADHEIN

ARTHA ek INDEPENDENT app hai. Ye Government of India ya kisi sarkari entity ko REPRESENT NAHI KARTA, na government se affiliated/endorsed/authorized hai. Sarkari yojanaon ki jankari sirf EDUCATIONAL PURPOSE ke liye hai. Neeche app mein use kiye SABHI official sources ki list hai, aur har scheme page par source link bhi hai. Apply se pehle official website par verify karein.

OFFICIAL SOURCES — COMPLETE LIST
App mein di gayi sabhi government/regulatory jankari in 23 official sources se li gayi hai:

1. https://www.nsiindia.gov.in - PPF, Sukanya Samriddhi, SCSS, NSC, KVP, POMIS
2. https://www.indiapost.gov.in - Mahila Samman, Post Office Time Deposit
3. https://npstrust.org.in - NPS, NPS Vatsalya, Atal Pension
4. https://www.jansuraksha.gov.in - PMJJBY, PMSBY, Atal Pension
5. https://nha.gov.in - Ayushman Bharat PM-JAY
6. https://pmkisan.gov.in - PM-KISAN, Kisan Credit Card
7. https://pmaymis.gov.in - PM Awas Yojana
8. https://pmjdy.gov.in - PM Jan Dhan Yojana
9. https://www.epfo.gov.in - EPF / VPF
10. https://eshram.gov.in - eShram Card
11. https://pmfby.gov.in - PM Fasal Bima Yojana
12. https://pmvishwakarma.gov.in - PM Vishwakarma
13. https://pmsvanidhi.mohua.gov.in - PM SVANidhi
14. https://maandhan.in - PM Kisan Maandhan
15. https://www.mudra.org.in - Mudra Yojana (PMMY)
16. https://www.myscheme.gov.in - Stand-Up India, PMEGP, Vidya Lakshmi
17. https://www.cgtmse.in - CGTMSE Business Loan
18. https://licindia.in - PMVVY
19. https://www.incometax.gov.in - Income Tax, Tax Saver FD
20. https://www.gst.gov.in - GST rules, due dates
21. https://www.rbi.org.in - Bank FD/RD, Sovereign Gold Bonds, RBI Bonds
22. https://www.sebi.gov.in - Mutual Funds, ELSS, Gold ETF, Index Funds
23. https://irdai.gov.in - Health & Term Life Insurance

Iske alawa app mein kisi aur source se government information nahi di gayi.

PRIVACY

Financial data (transactions, budgets, goals, udhaar, bills) sirf phone par offline rehta hai. Core features bina login ke chalte hain. Server par jaata hai: account banane par naam/email/phone, AI Coach ke chat messages (AI provider ko), aur ads ke liye device advertising ID. Detail Data Safety aur Privacy Policy mein.

ARTHA PRO: abhi nahi hai—saare features FREE hain. Future PRO purchase sirf Google Play se hoga.

Made in India | https://wealthartha.com | [email protected]

Disclaimer: ARTHA educational financial information aur tools deta hai — investment advice nahi. Nivesh ke faisle ke liye SEBI-registered advisor ya CA se salah lein. ARTHA Government of India se affiliated nahi hai aur kisi government service ko facilitate nahi karta.