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  • VERTEX: Family Money & Budget screenshot 1
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About VERTEX: Family Money & Budget

VERTEX is the calm place where a household sees and manages its money together. No bank connections and no noise: you stay in control, and the numbers stay clear.

FAMILY WALLETS AND ALLOWANCES
Give your kids their own wallet. The Teen role gets a budget of their own; the Junior role gets a savings goal and a simple view built for younger kids. Transfer their allowance, pay from the wallet, or approve a cash-out request when they ask. They learn to handle money with real numbers, while you keep the final say.

BUDGETS THAT ADAPT
Build budgets by category, or simply record and watch. VERTEX suggests a budget based on your recent months, and shows your monthly summary by spending type and by category, so you can see where the month is going before it is over.

ACCOUNTS AND MULTI-CURRENCY
Track your accounts in whatever currency you use and see everything converted live to your preferred currency, with exchange rates you control. Balances are yours to manage: VERTEX does the math, but you can always adjust.

CARDS, DEBTS AND SUBSCRIPTIONS
Credit cards with limit, statement date and due date, and installment purchases without double counting. Keep your debts and your recurring subscriptions in one place, so nothing charges you by surprise.

INVESTMENTS AND SAVINGS
Follow your stocks and crypto with average cost, lot-based buys and sells, and realized gains. Create deposit certificates and watch interest grow with a projection to maturity.

SMART ASSISTANT
Log an expense by typing or speaking, and let the assistant categorize it for you. Fast, natural, and in your language.

NET WORTH AND PRIVACY
See your real net worth, not just what you spent. And when you would rather not show numbers, private mode hides them instantly.

VERTEX. Your money, with clarity and calm.

What’s new

Version 0.3.425 · Updated October 4, 2026

Internal fixes to the admin tooling. This version doesn't change anything you see in your account.

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