Upa: Préstamos de crédito

Upa Crédito is an online lending platform designed for users in Mexico. Our goal is to offer a simple, secure, and efficient financing experience to those who meet our credit evaluation criteria. 🥇🥇🥇

Apply for up to $25,000 MXN with Upa Crédito and receive the deposit the same day, subject to credit approval.

Apply for your loan from your cell phone, without complicated procedures, and get support to cover everyday expenses, unexpected events, or other financial needs. 🎉

🚀 Apply for your line of credit in 3 steps:

Fill out your information

Receive your line of credit

Get your money

Why choose Upa Crédito?

✅ Fast application
Submit your application in just a few minutes from the app, without needing to visit a branch.

✅ Simple process
The platform is designed so you can complete each step quickly and intuitively.

✅Protection of your information
We implement security measures and encryption mechanisms to protect your personal data.

✅Transparent information
Before confirming your loan, you can check the amount, term, applicable costs, and corresponding payment schedule.

✅Manage your credit when you need to
Check your loan status, upcoming payments, history, and account information directly from the app.

👉Product information
Loan amount: from $1,000 to $25,000 MXN.🎁
Loan term: from 91 to 365 days.
Annual Percentage Rate (APR): from 32% to 380%, depending on the approved conditions for each loan. Interest and applicable fees are included; VAT is calculated separately.

The authorized amount, term, and applicable rate will depend on the credit evaluation.

📌 Example Loan Calculation
For informational purposes, we present the following example:
A loan of $15,000 MXN with an Annual Percentage Rate (APR) of 36.5% and a term of 120 days would have the following estimated calculation:
💰 Loan Amount: $15,000 MXN
📈 Interest Accrued (excluding VAT): $1,800 MXN
🧾 VAT on Interest (16%): $288 MXN
💵 Estimated Total Amount to Pay: $17,088 MXN
You can choose the payment frequency that best suits your needs:
📅 Monthly Payment: $4,272 MXN
📅 Bi-weekly Payment: $2,136 MXN
Final amounts may vary depending on the approved amount, the selected term, and the conditions applicable to each loan.

💵 How to make your loan payment?
You can pay by bank transfer, at OXXO, or at affiliated stores.
Always check the payment instructions directly in the Upa Crédito app or through official SMS notifications or other authorized channels, and avoid using payment references sent by third parties.

ℹ️ Requirements to apply for a loan
✔️ Be 18 years of age or older.

✔️ Be a Mexican citizen and have a valid official INE or IFE ID.🇲🇽
✔️ Be the holder of a bank account in Mexico.

🔐Privacy
Upa Crédito protects the privacy and security of its users' information. Your personal data will not be shared with third parties without your authorization, except when permitted or required by applicable law.

Privacy Policy: https://upaqfin.com.mx/privacidad

Contact Us

📞Phone Support: +52 55 6131 8460

📧Email: [email protected]

🕘Business Hours: Monday to Friday, 9:00 AM to 6:00 PM

🌐Website: upaqfin.com.mx

📍Address: Calle Miguel Laurent No. 15 Bis, Suite 404, Col. Tlacoquemecatl, Benito Juárez Borough, C.P. 03200, Mexico City, Mexico