Momo: Expense & Budget Tracker
Finance In-app purchases
Simple offline expense tracker & budget planner. Track money privately. No ads.
- Downloads
- 345+
- on Google Play
- Price
- Free
- In-app purchases
- Updated
- Mar 13
- 2026 · v6.0
Screenshots
About Momo: Expense & Budget Tracker
Stop trading your data for financial tracking.
Momo is a simple, beautiful, and strictly offline expense tracker designed for people who value privacy above all else. No bank connections, no servers, and absolutely no ads.
Just you, your phone, and your money.
Most finance apps are cluttered, slow, and eager to sell your data. Momo is different. It is built by ShinobiCodes with a "Quiet Software" philosophy: tools that do their job perfectly, then get out of your way.
🛡️ WHY CHOOSE MOMO?
1. 100% Offline & Private Your financial data belongs to you. Not us. Momo is an offline-first money manager. Your transaction history, budget limits, and notes are stored locally on your device. We cannot see, access, or sell your data because we don't have it.
2. No Ads. No Distractions. Enjoy a clean, focused interface. No banner ads, no pop-ups, and no "premium" upsells blocking your screen. Just a pure spending tracker.
3. Lighting Fast Entry Tracking expenses shouldn't be a chore. Open the app, type the amount, pick a category, and you're done. It’s faster than writing on a napkin.
4. Beautiful Dark Mode Designed for your eyes. Momo features a sleek, deep OLED dark mode that looks stunning on modern Android devices.
5. Biometric Security Lock your personal finance data behind your fingerprint or FaceID. Even if someone borrows your phone, your wallet history remains a secret.
🌟 KEY FEATURES
Daily Budgeting: Set a monthly limit and see how much you have left instantly.
Visual Insights: Understand your spending habits with clean, simple charts.
Custom Categories: Organize your money your way (Food, Travel, Bills, Hobbies).
Zero-Knowledge Architecture: We don't know who you are or what you buy.
⚠️ IMPORTANT NOTE ON BACKUPS
Because Momo is a strictly offline app, your data is not synced to the cloud. If you lose your phone or uninstall the app without a local backup, your data cannot be recovered by us. This is the price of total privacy.
About the Developer Built by ShinobiCodes. Code in Silence. Data in Shadows.
Download Momo today and take back control of your financial privacy.
#ExpenseTracker #Budget #Privacy #OfflineFinance #NoAds
Momo is a simple, beautiful, and strictly offline expense tracker designed for people who value privacy above all else. No bank connections, no servers, and absolutely no ads.
Just you, your phone, and your money.
Most finance apps are cluttered, slow, and eager to sell your data. Momo is different. It is built by ShinobiCodes with a "Quiet Software" philosophy: tools that do their job perfectly, then get out of your way.
🛡️ WHY CHOOSE MOMO?
1. 100% Offline & Private Your financial data belongs to you. Not us. Momo is an offline-first money manager. Your transaction history, budget limits, and notes are stored locally on your device. We cannot see, access, or sell your data because we don't have it.
2. No Ads. No Distractions. Enjoy a clean, focused interface. No banner ads, no pop-ups, and no "premium" upsells blocking your screen. Just a pure spending tracker.
3. Lighting Fast Entry Tracking expenses shouldn't be a chore. Open the app, type the amount, pick a category, and you're done. It’s faster than writing on a napkin.
4. Beautiful Dark Mode Designed for your eyes. Momo features a sleek, deep OLED dark mode that looks stunning on modern Android devices.
5. Biometric Security Lock your personal finance data behind your fingerprint or FaceID. Even if someone borrows your phone, your wallet history remains a secret.
🌟 KEY FEATURES
Daily Budgeting: Set a monthly limit and see how much you have left instantly.
Visual Insights: Understand your spending habits with clean, simple charts.
Custom Categories: Organize your money your way (Food, Travel, Bills, Hobbies).
Zero-Knowledge Architecture: We don't know who you are or what you buy.
⚠️ IMPORTANT NOTE ON BACKUPS
Because Momo is a strictly offline app, your data is not synced to the cloud. If you lose your phone or uninstall the app without a local backup, your data cannot be recovered by us. This is the price of total privacy.
About the Developer Built by ShinobiCodes. Code in Silence. Data in Shadows.
Download Momo today and take back control of your financial privacy.
#ExpenseTracker #Budget #Privacy #OfflineFinance #NoAds
What’s new
Version 6.0 · Updated March 13, 2026
🎉 Welcome to the official launch of Momo: Expense & Budget Tracker! In our first release, you get: • 100% Offline tracking (your data stays on your phone) • Biometric App Lock for complete privacy • Beautiful, easy-to-read charts and analytics • Zero ads and zero hidden tracking Take control of your money today. Thank you for supporting independent software!
Alternatives to Momo: Expense & Budget Tracker
Looking for apps like Momo: Expense & Budget Tracker? Here are 6 similar Android apps on Google Play. All of them are free to download.
-
NRIvest
-
LYGHT Point of Exchange
-
Meadow
-
Budgetwise: Expense Tracker
-
Ayar+ | عياربلاس
-
Dividi conto - Spartiamo
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Momo: Expense & Budget Tracker | – | Free | 100+ | Mar 13, 2026 | |
| NRIvest | – | Free | 0+ | Sep 30, 2026 | Compare |
| LYGHT Point of Exchange | – | Free | 1+ | Aug 5, 2026 | Compare |
| Meadow | – | Free | 5+ | Sep 22, 2026 | Compare |
| Budgetwise: Expense Tracker | – | Free | 5+ | Aug 24, 2026 | Compare |
| Ayar+ | عياربلاس | – | Free | 100+ | Sep 20, 2026 | Compare |
| Dividi conto - Spartiamo | – | Free | 0+ | Sep 19, 2026 | Compare |
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