Paytrace: UPI Expense Tracker

Paytrace is a UPI expense tracker and money manager that reads your GPay, PhonePe, or Paytm payment confirmation the moment you share it on your device, in seconds, completely privately.

📲 HOW IT WORKS
After paying, tap Share on the payment confirmation screen in GPay, PhonePe, Paytm, BHIM, or any UPI app and choose Paytrace.

On-device OCR reads the amount, receiver, date, and UPI reference in seconds no typing, no manual entry, just an automatic expense tracker for every UPI transaction.

Pick a category and save. Also known as a kharcha tracker, hisab-kitab app, or paisa tracker by our Indian users track your daily kharcha automatically.

Note: Automatic reading currently works with UPI payment confirmations, so it works best for users in India. Outside India, or for non-UPI payments, add expenses manually in a few taps every other feature works the same.

🔒 100% ON-DEVICE, NOTHING UPLOADED
Your shared confirmations are never uploaded or stored anywhere.

Every transaction is encrypted with AES-256 and saved locally on your phone a secure, private expense tracker with no bank linking required.

No automatic cloud sync, no third-party data sharing, and the app works offline after your first sign-in a true offline expense tracker.

⭐ PAYTRACE PRO (ONE-TIME PURCHASE, NO SUBSCRIPTION)
Unlock detailed spending reports and password-protected, encrypted backups with a single one-time purchase no subscription, ever.

By default, your data lives only on this device that's what makes it fully private, but it also means uninstalling the app or switching phones without a backup means losing your history.

With Paytrace Pro, export a password-protected backup to Google Drive, Dropbox, or any storage you choose, and generate detailed spending reports whenever you need them restore your backup on any device, for life.

💰 BUDGETS THAT ACTUALLY WARN YOU
Set a monthly budget per category and get a visual alert before you overspend a budget planner that works alongside your expense tracker.

Switch between daily, weekly, and monthly charts to see exactly where your money goes.

🏷️ CATEGORIES YOUR WAY
9 built-in categories Utilities, House, Education, Fun, Food, Gifts, Personal, Games, and Other plus unlimited custom categories with your own emoji and color.

🔍 FIND ANY TRANSACTION INSTANTLY
Search by name, amount, or note. Filter by date range. Edit any transaction anytime.

📱 HOME SCREEN WIDGETS
Add the Spending by Category widget to see this month's spending at a glance, or use the Quick Add widget to log a new expense straight from your home screen no need to open the app.


✅ ALSO INCLUDES
• Manual entry for cash and offline purchases
• Smart duplicate detection
• Dark and light mode
• Multi-currency support
• No ads, no tracking, no surprises

Whether it's a GPay expense tracker moment, a PhonePe recharge, or a Paytm bill split, Paytrace turns your UPI payment confirmations into an organized, searchable expense history without you typing a single number.

👥 WHO IT'S FOR
• Students tracking monthly pocket money and budgets
• Salaried professionals monitoring monthly spending
• Freelancers logging daily business expenses
• Anyone splitting rent, bills, or group expenses over UPI with a built-in expense splitter
• Households managing a shared monthly budget with a simple daily expense tracker

A private UPI expense tracker, expense manager, and money manager that stays out of your way no bank linking, no spreadsheets, just your payment confirmations turned into a clear spending tracker and budget app.

Download Paytrace and know exactly where every rupee goes.

Send any feedback to [email protected]
Privacy Policy: https://getpaytrace.app/privacy