LODI

LODI is your utang wallet — a no-stress way for Filipino barkada to keep
track of pautang and utang, without the awkward "sabi mo babayaran mo"
conversation three months later.

WHAT LODI DOES
🧾 Log or ask utang with a tap — amount, reason, due date, done
🔔 Get reminders before and on the due date, automatically
🤝 Vouch for Ka-LODI who always pay back, build a trust score
📱 Add friends by QR code or a 6-character LODI code
🔒 Everything stored locally on your device — no account, no login
🌐 Works across iPhone and Android — utang syncs between your barkada
no matter what phone they use

HOW IT WORKS
Log an utang the moment it happens — "pautang ko kay Jen, 250 for Grab" —
and LODI remembers the rest. Your Ka-LODI gets notified, confirms it on
their end, and from there both trackers stay in sync. When it's bayad
time, tap once to mark it paid; the other side confirms and it settles
automatically. No spreadsheets, no "sinong may utang sa akin" guessing
games, no chasing screenshots in your group chat.

BUILT FOR HOW BARKADA ACTUALLY UTANG
LODI understands the difference between "libre muna," "hatian sa bill,"
at "sige, bayaran mo na lang next time" — tag every utang with what kind
it actually is. Nudge a friend who's been quiet about bayad with a
shareable card, in whatever tone fits — mababaw, sweet, meme, or seryoso.
Build a reputation your barkada can actually see: a trust score based on
your real pay-back history, plus badges your Ka-LODI can vouch you with
after you settle up — Solid Magbayad, Laging Game, Libre King, and more.

YOUR DATA STAYS YOURS
LODI has no login, no account creation, and no central server holding
your utang history. Every record is signed and stored locally on your own
phone. The app only talks to the network to notify your Ka-LODI when
something changes — your data isn't sold, profiled, or used for ads.
Back up your LODI to a file anytime, and restore it on a new phone
whenever you need to.

LODI TRACKS UTANG — IT DOESN'T MOVE MONEY
To be clear: LODI is a tracker, not a payment app. There's no wallet
balance, no linked bank account, and no in-app way to send money. When
it's actually time to pay, use whatever you and your Ka-LODI already use
— GCash, Maya, GoTyme, Seabank, bank transfer, or plain cash — and mark
it settled in LODI once it's done.

Ka-LODI, i-download niyo na 'to. Wala nang paalala-alala, wala nang
awkward. Alam na ni LODI.