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About Harbor Financial

A safe harbor from life's financial storms.

Harbor is a calm, private home for your accounts, bills, subscriptions, savings goals, debts, and the money owed between you and other people. Enter what you have, see it organized, and stop keeping the household's money in your head.

EVERY BALANCE IN ONE VIEW
Checking, savings, credit cards, loans, and cash — every balance on one household-private dashboard, with what is due in the next 30 days.

BILLS AND SUBSCRIPTIONS
Track what recurs, when it is due, and what it costs over a year.

DEBTS, GOALS, AND BUCKETS
Keep debts visible, set savings goals, and set money aside in buckets for the things you are planning for.

MONEY OWED BETWEEN PEOPLE
The IOU problem almost no budgeting app handles: who owes whom, and how much.

MANUAL ENTRY, ALWAYS
Harbor shows the numbers you enter, organized. Manual entry stays fully supported. No lectures, no scolding, no math test.

OPTIONAL READ-ONLY BANK SYNC
On paid plans, you can choose to connect a bank through Plaid. Harbor can see your accounts; it cannot touch them. Harbor cannot move money or make payments at your bank, and Harbor never receives or stores your bank username or password. Connecting an account is always a choice, never a requirement.

WHAT HARBOR IS NOT
Harbor is a planning and organization tool. It is not a bank, a lender, or an adviser, and it does not provide financial, legal, tax, or investment advice.

PRIVACY
Your records are visible only to members of your household. Harbor does not sell your data, does not use it to build advertising profiles, and sends transactional email only.

Harbor is operated by Kenetic, LLC. Support: [email protected]

What’s new

Version 1.0.0 · Updated October 4, 2026

Fixes an issue where the sign-in screen could show "Harbor is paused" after a password or autofill prompt.

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