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About Finity: Money & Budget Manager

Finity: Finally, a way to see where your money actually goes.
Ever looked at your bank balance at the end of the week and wondered where it all went? We’ve all been there. Most finance apps are either too complicated (like a math textbook) or too simple to be useful. We built Finity to be the middle ground: a powerful, clean, and actually helpful tool to keep your money in check.
Whether you're trying to save for a big goal, managing a small side-hustle, or just tired of forgetting who owes you money for lunch, Finity is designed for you.
What makes Finity different?
1. Separate your life with "Books" Your life isn't one big pile of receipts. With Finity, you can create different "Books" for different parts of your life. Keep your household expenses, your freelance work, and your vacation savings in completely separate sections so the numbers never get mixed up.
2. Master your Debts (Khata) Stop using sticky notes or trying to remember "who owes what." Our Khata feature lets you track personal debts and credits.
• Add customers or friends.
• Track every entry clearly.
• Bonus: You can even send a friendly SMS reminder directly from the app in multiple languages (English, Hindi, Spanish, and more) so you never have to have that "awkward conversation" about money again.
3. Visual Financial Health We don't just give you a list of numbers. Finity gives you a "snapshot" of your financial health.
• Activity Heatmaps: See exactly which days you’re spending the most.
• Health Gauges: A simple visual that tells you if you’re living within your means or if it’s time to slow down.
• Category Ranking: Instantly see which parts of your life (like food, rent, or entertainment) are eating the biggest chunk of your budget.

4. Never Miss a Bill Set up payment reminders for your rent, subscriptions, or loans. We’ll give you a nudge before they’re due so you can avoid those annoying late fees.
5. Smart Budgeting Set monthly targets for specific categories or your entire Book. We’ll show you a progress bar that actually makes sense, helping you decide if you really need that extra purchase today.
6. Recurring Transactions Have a subscription or a salary that’s the same every month? Set it to "Recurring" once, and Finity handles the rest automatically.
Everything else you’ll love:
• Privacy First: Your data stays with you.
• Multiple Currencies: Traveling or living abroad? Switch currencies for any Book instantly.
• Dark Mode: Because looking at your finances shouldn't hurt your eyes at night.
• Search & Filter: Find that one specific transaction from three months ago in seconds using our powerful search (you can even search by emoji!).
Finity isn't about "wealth management"—it's about peace of mind. It’s about knowing that you’re in control of your cash, instead of your cash being in control of you.
Download Finity today and start seeing your money clearly.

What’s new

Version 2.3.0 · Updated September 9, 2026

What's New in v2.3.0: • 📈 Financial Health Tiers: Actionable savings rate insights & 7 health tiers. • 💳 New Payment Modes: Added Pay Later (BNPL) & Gift Cards. • 💬 Smart Auto-Capture: Enhanced SMS & notification import for bank receipts & UPI payments. • 📂 Category Emoji Picker: Quick-select emojis for custom categories. • 👥 Trip Spend Summary: View total spend & cost per person in Group Splits. • 🎯 Goals & Budgets: Redesigned budget sheet, unplanned expense insights & savings toggles.

User reviews

shivam yadav
shivam yadav
best app very nice 👍👍👍🙂👍🙂🙂👍👍🙂

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