Centsible: Budgeting & Finance
Centsible Finance In-app purchases
Save more money with a budget you can stick to.
- Rating
- 3.7
- 23 ratings
- Downloads
- 2K+
- on Google Play
- Price
- Free
- In-app purchases
- Updated
- Sep 17
- 2026 · v0.9.16
Screenshots
About Centsible: Budgeting & Finance
Gain control of your money with the Centsible three step budgeting approach, which helps you create a budget with more stability and less surprises.
The Approach
Step 1: Start off your budget by planning out all your monthly fixed and variable expenses like rent, groceries, cable, eating out, etc.
Step 2: Take large expenses in the future, like quarterly car insurance or car maintenance fund, and save smaller portions monthly until its expected.
Step 3: Once you have your plan in place, fund your categories monthly and track expenses. You will have much more control of your money with a rock solid budget.
Features:
* Give every dollar a job, also known as the envelope system.
* Plan for monthly expected expenses and sinking funds with ease.
* Real-time Expense tracker
* Reconciliation
* Special credit card treatment in your budget.
* Reports
* No Ads.
Coming soon:
* Simple calculator
* Recurring transactions
Free for 14 days.
Monthly or annual subscriptions available.
The Approach
Step 1: Start off your budget by planning out all your monthly fixed and variable expenses like rent, groceries, cable, eating out, etc.
Step 2: Take large expenses in the future, like quarterly car insurance or car maintenance fund, and save smaller portions monthly until its expected.
Step 3: Once you have your plan in place, fund your categories monthly and track expenses. You will have much more control of your money with a rock solid budget.
Features:
* Give every dollar a job, also known as the envelope system.
* Plan for monthly expected expenses and sinking funds with ease.
* Real-time Expense tracker
* Reconciliation
* Special credit card treatment in your budget.
* Reports
* No Ads.
Coming soon:
* Simple calculator
* Recurring transactions
Free for 14 days.
Monthly or annual subscriptions available.
What’s new
Version 0.9.16 · Updated September 17, 2026
• New calculator keypad with equation history (switch it off in Settings > Labs) • Guided setup wizard for new budgets • Copy transactions with a long press • Light mode and match-system theme • Reorganized Settings with a new Account screen • Faster, more reliable sync, including recurring transactions • Forgot password fixed, and many other fixes
User reviews
Works great so far as a cheaper ynab alternative and has a lot of the same features as ynab. It's fast and responsive. Consider adding some premium features for the future like auto bank import and net worth report.
Alternatives to Centsible: Budgeting & Finance
Looking for apps like Centsible: Budgeting & Finance? Here are 6 similar Android apps on Google Play. The highest rated is Empower: Instant Cash Advance. (4.7/5), and all 6 are free to download.
-
NerdWallet: Money Tracker App 4.7
-
Brigit: Borrow & Build Credit 4.6
-
EveryDollar: Budget Tracker 3.6
-
Goodbudget: Budget & Finance 4.3
-
Empower: Instant Cash Advance. 4.7
-
Qapital: Set & Forget Finances 4.3
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Centsible: Budgeting & Finance | 3.7 / 5 | Free | 1,000+ | Sep 17, 2026 | |
| NerdWallet: Money Tracker App | 4.7 / 5 | Free | 1,000,000+ | Sep 15, 2026 | Compare |
| Brigit: Borrow & Build Credit | 4.6 / 5 | Free | 10,000,000+ | Oct 16, 2026 | Compare |
| EveryDollar: Budget Tracker | 3.6 / 5 | Free | 1,000,000+ | Sep 28, 2026 | Compare |
| Goodbudget: Budget & Finance | 4.3 / 5 | Free | 1,000,000+ | Aug 6, 2026 | Compare |
| Empower: Instant Cash Advance. | 4.7 / 5 | Free | 5,000,000+ | Sep 24, 2026 | Compare |
| Qapital: Set & Forget Finances | 4.3 / 5 | Free | 1,000,000+ | Sep 23, 2026 | Compare |
Similar apps on Google Play
- NerdWallet: Money Tracker App
- Brigit: Borrow & Build Credit
- EveryDollar: Budget Tracker
- Goodbudget: Budget & Finance
- Empower: Instant Cash Advance.
- Qapital: Set & Forget Finances
- MoneyLion: Bank & Finance App
- Self - Build Credit & Savings
- OneMain Financial
- Bright - Crush Your Card Debt
- Go Budget - Money Manager
- Digit, soon to be Oportun
- Petal
- Kikoff - Build Credit Quickly
- CreditWise from Capital One
- PG: Budget, Bills, Goals, Debt
- Lenme: Investing and Borrowing
- Frost Bank
- Varo Bank: Mobile Banking
- Acorns: Save & Invest
- Rocket Money - Bills & Budgets
- Progressive Leasing Mobile
- Credit Sesame
- Family budget—Spending tracker
- Grid Money
- The Budget Book
- Simplifi: Budget & Savings App
- Ramsey Network
- Steady - Earn Money
- Fingerhut Mobile
- Dupaco Mobile
- myFICO: FICO Score & Reports
- Invest & Trade | M1 Finance
- T-Mobile MONEY
- Payactiv
- Expensify - Expense Reports
- Mint: Budget & Track Bills
- YNAB (You Need A Budget)
- Empower Mobile
- BECU
- Wealthfront: Save and Invest
- Keeper - taxes made magical
- N2F - Expense Reports
- Chime – Mobile Banking
- Debt Payoff Manager & Tracker