Centsible: Budgeting & Finance

3.6
14 reviews
1K+
Downloads
Content rating
Rated for 3+
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About this app

Take control of your finances and finally reach your savings goals! Centsible makes it easy to track monthly and non-monthly expenses, so you can see exactly where your money goes. Stop wondering where your paycheck disappears and start saving and spending for what matters.

Features:

* Envelope Budget: Change how you view your money with the tried and true envelope budgeting system.
* Expense Tracking: Enter or file import your transactions and see the changes to your budget.
* Bill Tracking: Create categories for all of your expenses and easily track them monthly.
* Goal Setting: Budgeting isn't about restriction, so don't forget that dream trip to Hawaii or that fancy car.
* Credit Cards: Always know how much you have available to pay your credit cards. If not, create a plan to pay it off.
* File Import: Sometimes life gets in the way and you forget to enter transactions. You can download your bank CSV files and we help speed up the process.
* Reports: Visualize your expense so you can make improvements for even more control!
* Private: No ads or tracking. Your budget belongs to you, and only you.

34 day free trial.

Single one-time purchase: lifetime offline license.

Lifetime Details:

The trail does not require credit card or any up-front payment. Completely free for 34 days. After the trial you pay one time for lifetime access for offline use. Comes with 2 free years of multi-device data sync. After the 2 years your budget data does not sync between devices. Optional subscription for realtime multi-device data sync. More details below.

Optional Subscription Detail:

If you'd like to sync your data in real-time between devices 2 years after your lifetime purchase, an optional small subscription is available. It is only required if you wish to sync your data between devices. If you don't need that feature, never pay again.

- Centsible has an optional one-year auto-renewable subscription
- Payment will be charged to iTunes Account at confirmation of purchase.
- Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
- Account will be charged for renewal within 24-hours prior to the end of the current period.
- Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase.
Updated on
Feb 13, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.5
13 reviews
Doga Yucalan
December 4, 2024
I was a YNAB user for years and made the transition to Centsible in Oct 2023. This app also uses envelope budgeting system and it works very well. I love the lifetime subscription option, the mobile reports (especially net worth and category spending over time), the ability to change the colors and icons of the categories (cute), and all the "plan" options (monthly expense with cap plan is AMAZING). I don't think I'll go back to YNAB, I find this app to be faster and more intuitive to use.
2 people found this review helpful
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Joline R
September 16, 2024
Perfect. Kind of like YNAB, but better. The built in calculator helps tremendously. The explanations of types of plans (savings, expense etc) to give each category is easy to understand and being able to split 1 purchase across different categories makes inputting things quick. Runs smoothly and everything transfers to the next month perfectly. No monthly cost, which is amazing! Buy it once and it's yours forever.
1 person found this review helpful
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Centsible Labs
September 17, 2024
Humbled by your kind words. Thank you for the review! Email inbox is always open with any questions you may have.
Justin Addams
February 21, 2025
Best budget app I've used, and I've used so many over the years.
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What’s new

* Made some under the hood changes to keep things up-to-date.
* Update unclear planned expenses widget with expense plan with cap.
* Squashed some bugs.
* CSV file import improvements.
* Update reconciliation flow so you can auto adjust the balance if you want.
* Added new screen for paying your credit card.
* Locked orientation to portrait for mobile.
* Add new due today recurring transactions on budget screen. This helps you remember if you have anything due today.

App support

About the developer
Centsible Labs LLC
support@centsible.app
418 Broadway Ste N Albany, NY 12207 United States
+1 347-620-4210