مال شات - MalChat

MalChat — Your Smart Financial Assistant in Arabic 🇪🇬

Not just an expense tracking app like any other. MalChat is an AI assistant that's with you in every aspect of your finances — your accounts, wealth, gold, debts, installments, and budget — and actually helps you with financial decisions, not just records numbers.

💬 Speak or type, that's it!

Tell it, "I bought coffee for 60 EGP," or record it in your voice, and it will understand and categorize it correctly without any formats or tables.

💰 Your net worth in one place!

Cash, bank accounts in different currencies, gold and silver by gram and karat, stocks — everything is calculated at the daily market price and gives you a single number that reflects your true financial situation.

📈 The Egyptian Stock Exchange
Add your real stocks and track your gains and losses in real time with up-to-date market prices — part of your complete wealth picture. 🏠 Real Estate & Installments
Track your real estate and installments, and MalChat will remind you before the due date and calculate the remaining balance.

🕌 Automatic Zakat
A zakat calculator that calculates the nisab and zakat base using your real data—without manual calculation.

📊 Deep Financial Insight
Your financial health, savings rate, emergency fund, personal inflation rate, and spending projections—all updated automatically with every transaction.

💳 Debts & Loans
Record your balances and liabilities, and track who still owes and who has closed their account.

🎯 Free to Start
Begin for free with basic accounts and features, and upgrade to Pro when you need unlimited accounts, a chat financial advisor, and an investment portfolio.

Your data is encrypted and secure, and we don't use it for anything other than serving you.

Try MalChat and tell us what you spent—and we'll calculate everything.