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About Perpay: Big Brands, Small Pays

For millions of Americans who need a better option than rent-to-own stores or high interest credit cards, Perpay makes life’s purchases easier to manage. We offer the best brands in every category and sensible financing plans, allowing you to access quality products without interest or fees, just small payments directly from your paycheck. Buy better, budget better, live better.

SIGN UP
Answer a few simple questions to access your Spending Limit, which can range from $500 - $2,500.

SHOP
Choose from thousands of your favorite products and quality brands, with more added everyday!

RELAX
We ship your order after we receive your first payment.

MAKE 8 EASY PAYMENTS
Pay for your order and build your Spending Limit with a small amount from each paycheck.

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author
Its great!
Robi Terziani
author
A must have app for people wanting nice things on a budget. 100% amazing. Helping me save Christmas.
Adam Farmer
author
I don't know if some on here are just dumb, or what? Complaining about how they want to see your paystub, uh... yeah that's the whole point being that they need to verify you receive direct deposit and they ...
Andrea Manzano
author
Great app!
Jesse Loomis
author
Haven't ordered anything yet, but it seems like a good idea. Prices don't seem to be terribly inflated like rent to own stores are, they have a wide range of products in many categories, and they update thei...
Matt
author
Best app to get real brands instead of fake knock offs like wish
Nicholas Griego