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About Loan Calculator US

Loan Calculator is a simple, fast, and fully offline app that helps you plan loans with confidence. Whether you're calculating a mortgage, auto loan, personal loan, or business loan, you can quickly estimate your monthly payment, total interest, and total repayment—no internet connection or account required.

Everything runs entirely on your device. Your calculations stay private and never leave your phone.

★ KEY FEATURES
• Monthly Payment Calculator

Quickly calculate your monthly payment, total interest paid, and total repayment amount.

• Multiple Interest & Repayment Methods

Compare different loan structures, including:

Reducing Balance
Flat Rate
Equal Principal (Declining Payments)
Step-Up Payments
• Effective APR & Fees

Include processing fees, insurance, and other charges to estimate the true Annual Percentage Rate (APR).

• Full Amortization Schedule

View a detailed payment schedule showing principal, interest, and remaining balance for every payment.

• Interactive Charts
Principal vs. Interest Pie Chart
Remaining Balance Line Chart
Yearly Payment Bar Chart
• Loan Comparison

Compare two loans side by side to find the more affordable option.

• Prepayment Calculator

Estimate how extra payments can reduce interest costs and shorten your loan term.

• Loan Affordability Calculator

Estimate how much you can borrow based on your preferred monthly payment.

• Interest Rate & Loan Term Calculators

Calculate the missing interest rate or loan term using your existing loan details.

• Down Payment Calculator

See how different down payment amounts affect your monthly payment and total loan cost.

• Save Calculations

Store your loan calculations locally and access them anytime.

• Multiple Currency Support

Display results in your preferred currency.

• Light & Dark Theme

Enjoy a clean, modern interface with support for both light and dark mode.

★ WHY YOU'LL LOVE IT

✓ Works completely offline

✓ No internet permission required

✓ No sign-up or login required

✓ No personal data collected

✓ Fast, lightweight, and easy to use

✓ Accurate loan calculations

✓ Privacy-focused design

Perfect for home buyers, car buyers, students, borrowers, real estate shoppers, financial planners, and anyone who wants to understand the true cost of a loan before making an important financial decision.

Plan smarter. Borrow with confidence.

Download Loan Calculator today.