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About Grow Credit

Grow is a free Mastercard that pays your subscriptions and builds credit on all three credit bureaus for free with no credit required.

81% of Grow users increased their FICO score by an average of 30 points after 4 months of paying their Grow account on time. *

Grow is a financial inclusion platform that enables consumers to build credit without accumulating more debt.

Techcrunch.com adds that Grow " is a pretty elegant way to solve a problem that’s a real barrier to entry for a large number of financial services. Credit scores can impact mortgages, the ability to receive small business loans and a host of other services that are ways to boost economic opportunity. "

Creditcards.com calls Grow " a very useful tool for climbing the ladder an eventually qualifying for a better card".

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According to Experian:

" There are nearly 100 million Americans with poor credit or “thin” credit files who might not be able to qualify for a loan. What is a thin credit file, you ask? A thin file is a credit file with less than five trade lines, which makes it difficult for a lender to assess a consumer as a lending risk, because there isn’t sufficient information.

Why does that matter? Put simply, a thin credit file can keep a consumer from accessing credit. And, often, no credit can mean no car sale, or interest rates that are too high for a consumer to accept.”

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How does Grow Credit help?

Grow is the only platform to add a trade line for free to a consumer’s credit score on all three major credit bureaus and so much more!


* Registration subject to approval.

Memberships

- Build Membership -

• Cost: Free
• Free FICO Score
• $15 starting monthly balance
• Plan duration: 12 months
• Credit score education blogs and quizzes.
• Automatic subscription detection

- Grow Membership -

• Cost: $4.99 per month
• Build credit with your Cellphone Bill ( AT&T, T-Mobile, Verizon, Sprint)
• $50 starting monthly balance
• Free FICO Score
• Plan duration: 12 months - renewable.
• Access to premium subscriptions
• Credit score education blogs and quizzes.

- Accelerate Membership -

• Cost: $9.99 per month
• Build credit with your Cellphone Bill ( AT&T, T-Mobile, Verizon, Sprint)
• $150 starting monthly balance
• Free FICO Score
• Plan duration: 12 months - renewable.
• Access to premium subscriptions
• Credit score education blogs and quizzes.

The entire Grow Credit team is looking forward to assisting you throughout your credit building journey.

Security

• Your data is protected with 256-bit encryption bank-level security, and never stored on your devices.

This app is operated by Grow Credit Inc. Any questions and suggestions can be directed to [email protected]

*Actual Grow Credit data. Sample size of 421 Grow accounts having balances and four consecutive months of on-time payments.

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author
Love the idea
Chad Redden
author
In one month my credit score improved 119 points, just using GrowCredit, and another similar credit improving app, that I found. I honestly can't say enough good things about GrowCredit, as well as the other...
Thomas Ostrowski
author
BEFORE GROW CREDIT, I HAD A TERRIBLE CREDIT SCORE, BASIC CABLE, NO PLASTIC IN THE WALLET FOR IOUs, AND NO DATES. AFTER GROW CREDIT I GOT THAT PAY U LATER SKATER BREAD CHIP CARD, AND A SUBSCRIPTION TO NETFLIX...
Thomas Ostrowski