MyMali

# App Description

A modern personal finance app in German and using Euros (€) that helps you organize your everyday finances, track income and expenses, plan savings goals, keep an eye on investments, and easily understand financial markets—all in one place.

### Key Features

* **Smart Finance Dashboard:** Enter your current balance, monthly income, and fixed expenses to instantly see how much you can save each month and spend each day.

* **Manage Income & Expenses:** Quickly record expenses and assign them to categories such as groceries, transportation, rent, leisure, and more.

* **Financial Overview & Statistics:** Charts show you where your money is going and allow for easy month-to-month comparisons.

* **Smart Budgeting:** Automatically allocate your income according to a customizable rule, e.g., 50% needs, 30% wants, and 20% savings & investments.

* * **Savings Goals:** Create goals like "Save €5,000 in one year" and track your progress as a percentage.

* **Market Overview:** Monitor stocks, major indices, gold, currencies, Bitcoin, and other cryptocurrencies with a personal watchlist.

* **Daily Market Update:** Get a concise and easy-to-understand summary of what's rising or falling in the markets and what these developments might mean for you.

* **Smart Financial Assistant:** Receive practical tips based on your financial situation, income, expenses, and chosen risk profile.

* **Savings, Investing & Income:** Discover suitable ways to save, invest, and find additional income streams.

* **Offers & Opportunities:** Discover savings offers, investment ideas, and opportunities for additional income, and save interesting offers.

* **Notifications & Reminders:** Receive alerts when you've exceeded your budget, when bills are due, when there are significant market movements, or when it's time to enter your daily expenses.


* **Smart Financial Assistant:** * **Personal Account & Cloud Storage:** Your financial data stays organized with your personal account and can be securely stored in the cloud.

* **As an App on iPhone:** Install the web app on your iPhone home screen and use it in full screen, just like a regular app.

**Note:** The information and investment content provided are for educational and informational purposes only and do not constitute individual or licensed financial advice. For specific investment decisions, you should consult a qualified financial advisor.