LendingPoint

About LendingPoint

LendingPoint is committed to helping customers achieve their best financial life by providing easy access to money with customer-friendly features like same day approvals and no prepayment penalties.

You can check what you qualify for without impacting your credit score, complete your application, manage your accounts, chat with us, and receive customer-exclusive discounts all in one place.

LendingPoint customers trust us to help them:
• Consolidate debt
• Complete home improvement projects
• Repair or purchase cars
• Travel and vacations
• Pay for medical needs
• Get engaged or married
• Start and grow their small business

LendingPoint customers enjoy:
• Same day approvals
• As soon as next day deposits
• No prepayment penalties
• 5-star customer service
• A defined payoff date

Actual loan offers and loan amounts, terms and annual percentage rates ("APR") may vary based upon LendingPoint's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees from 0% to 6% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $2,000 to $36,500, at rates ranging from 9.99% to 35.99% APR, with terms from 24 to 60 months. Georgia loans have a minimum $3,500 loan amount. For a well-qualified customer, a $10,000 loan for a period of 48 months with an APR of 24.06% and origination fee of 6% will have a payment of $345.93 per month. The total amount due under the loan terms provided is $16,604.64. (Actual terms and rate depend on credit history, income, and other factors.) Customers may have the option to deduct the origination fee from the disbursed loan amount if desired. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.