Plum - Grow your money

About Plum - Grow your money

Plum is the AI Assistant that boosts your bank balance.

Set more money aside, invest in what matters to you, and save money on bills.


BANK, MEET PLUM

• You link Plum to your bank account (we support major UK banks)
• Plum regularly analyses your transactions to learn about your income and spending
• Plum then sets money aside for you, invests it for your future, and stops you being overcharged on bills. All without you having to think about it too hard!


AUTOMATE YOUR DEPOSITS

• Stash money automatically—Plum’s smart algorithm sets money aside, little but often, so you won’t notice how much you’re putting away
• Adjust how much you want to put away—with moods ranging from ‘Chilled’, to ‘Beast’ mode
• Unlimited withdrawals—you can withdraw at any time, as often as you like, completely free!
• Round up your spare change—Plum rounds up each transaction to the nearest £1 and tucks this ‘spare change’ away for you


YOU COULD GROW YOUR MONEY BY INVESTING

• Easy-access, from only £1—you only need one pound to start investing!
• Invest in what matters to you—choose between a range of funds, with options such as ‘Tech Giants’, or ‘Slow & Steady’
• Pick your risk—select your investments according to the level of risk that’s right for you
• Mix-and-match your own portfolio—split your deposits across the different funds you’ve selected
• Auto-invest as you go—fine-tune your own preferred mix of auto-stashes, round ups, and top these up with manual contributions too
• Transparent pricing—investments is the only paid feature of Plum, and we’ve made the fees as simple as possible... whether you invest £500 or £5,000:

- £1.00 a month (first month free)
- 0.53% annual avg. fund management and provider fee*
- No hidden transaction or trading costs
- No hidden withdrawal fees, exit costs, or free withdrawal limits

Please keep in mind, as with all investing, that your capital is at risk and the value of your investments may go down as well as up. Past performance is not a reliable indicator of future results.

*This includes a fund management fee of 0.15% which goes to our technological partner, as well as a 0.08%–0.90% fund provider fee (based on the funds you choose to invest in). A full list of funds and their respective fees can be found in the investments FAQ section of our website (https://intercom.help/withplum/en/collections/1485730-investments). Both fund management and provider fees are charged annually, billed monthly and immediately reflected in your portfolio.


STOP GETTING RIPPED OFF

• Lower your bills—Plum can identify when you are being overcharged on bills. We crunch the numbers and can switch you in seconds


GET REWARDED

• Help us spread the Plum love—earn £15 for each 3 successful referrals.


Secure & helpful

When it comes to money, there's no room for compromise. We've built Plum from the ground up with your security and privacy in mind.


FCA Regulated

We're also an appointed representative of Resolution Compliance Ltd.


Dedicated Customer Support Team

Our team of tame humans are available between 9–5 weekdays and 10–4 at weekends.


Strong privacy

We never share your data with any other parties without your consent.


Download Plum now!