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About Qonto • Easy Business Banking

At the moment Qonto is only available for companies registered in France, Germany, Italy and Spain.

1- All payment methods your business needs.
Order physical and virtual Mastercard cards to simplify your expense management.
Initiate and receive SEPA and SWIFT transfers.
Pay by Direct Debit.
Deposit your clients' checks.

2- Bookkeeping without pain. Ease your business life on-the-go.
Access your unlimited transaction history.
Get real-time notifications.
Create custom labels for a detailed follow-up of your expenses.
Add receipts to your transactions.
Conduct VAT reconciliation in no time.
Ask for missing receipts in a click.
Connect Qonto to your accounting tool.

3- Collaborate to finance management.
Create tailor-made access for your team members.
Give read-only access to your accountant.
Provide Qonto cards to your team members and say goodbye to expense reports.
Set payment limits for each team member and keep control.
Let your team members request transfers.

Last but not least, our pricing is simple, transparent and comes with extra-fast customer service!

By the way, is Qonto a bank?

Qonto is a payment institution supervised by the Banque de France (under number CIB 16958). We allow existing companies as well as companies that are under the registration process to benefit from a current account and all the means of payment they need to run their activity efficiently (physical and virtual cards, debits, transfers, check deposits).

As a regulated payment institution, all of our clients' funds are secured by our partner Crédit Mutuel Arkéa and covered by the Fonds de Garantie des Dépôts et Résolution (FGDR) to up to € 100,000. Unlike a traditional bank account, a Qonto account can’t be a debtor and doesn’t allow cash deposit.

Send us your questions, comments or love letters to [email protected]

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Frequently Asked Questions(FAQ)

In which countries is Qonto currently available?

Qonto is currently available for companies registered in France, Germany, Italy, and Spain.

What payment methods are available with Qonto?

Qonto offers the ability to order physical and virtual Mastercard cards, initiate and receive SEPA and SWIFT transfers, pay by Direct Debit, and deposit clients' checks.

What bookkeeping features does Qonto provide?

Qonto allows access to unlimited transaction history, provides real-time notifications, enables the creation of custom labels for expense tracking, allows the attachment of receipts to transactions, facilitates VAT reconciliation, and offers the ability to connect with accounting tools.

How can I collaborate with my team members in Qonto?

Qonto allows the creation of tailor-made access for team members, read-only access for accountants, provides Qonto cards for team members to eliminate expense reports, allows payment limits to be set for each team member, and enables team members to request transfers.

Is Qonto a bank?

No, Qonto is a payment institution supervised by the Banque de France. It provides current accounts and payment solutions for companies, but it is not a traditional bank. Client funds are secured by Crédit Mutuel Arkéa and covered by the Fonds de Garantie des Dépôts et Résolution (FGDR) for up to €100,000. A Qonto account cannot be a debtor and does not allow cash deposits.
author
The App is excellent, and the service is amazing. Best virtual bank
farhat Sam
author
Very smooth
Xavier Marchand
author
Good
TURBO .JAEGER
author
France, italy, german, spain, dont download if you stay out of these country. (Reconsider accepted), kept hardwork
Gilang Gumilar
author
Its great to be back. Its been a while.,.,
bekim hoxha
author
Génial, rapide efficace.
Marvin L.