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About ONE VIP

Easily and securely access your ONE VIP card accounts anytime, anywhere right from your mobile device. Now, let’s get straight to the points!

Here’s the gist:
•$4.95 per month
•No hidden fees
•No credit check
•No minimum balance
•No overdraft fees
•Earn 1 point for every $2 spent on every day purchases
•Earn 1.5 points for every $1 spent at your favorite brands like Netflix, Uber, Sephora and more
•Redeem any amount and your rewards points never expire
•Apply your cash back credits to your ONE VIP account
•Make a charitable donation to Urban One Community Works Foundation to support esteemed charities doing great work in Urban communities.

Manage Your App:
• View balances and transaction history
• Set up transaction alerts via email, text or push notifications
• Turn card on/off with Card Controls
• Deposit checks
• Set up your mobile wallet
• Use the Locator Services for ATM, reload locations and more

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Frequently Asked Questions(FAQ)

What is ONE VIP?

ONE VIP is a mobile app that allows users to easily and securely access their ONE VIP card accounts.

How much does ONE VIP cost?

ONE VIP costs $4.95 per month with no hidden fees.

Is there a credit check required to use ONE VIP?

No, there is no credit check required to use ONE VIP.

Is there a minimum balance requirement for ONE VIP?

No, there is no minimum balance requirement for ONE VIP.

Are there any overdraft fees associated with ONE VIP?

No, there are no overdraft fees associated with ONE VIP.

How do I earn rewards points with ONE VIP?

You can earn 1 point for every $2 spent on everyday purchases and 1.5 points for every $1 spent at select brands.

Do my rewards points expire?

No, your rewards points never expire.

How can I redeem my rewards points?

You can redeem any amount of rewards points and apply them to your ONE VIP account or make a charitable donation.

What features are available in the ONE VIP app?

You can view balances and transaction history, set up transaction alerts, turn your card on/off with Card Controls, deposit checks, set up your mobile wallet, and use the Locator Services for ATM and reload locations.