Xeer: Digital Financial Twin

About Xeer: Digital Financial Twin

Xeer is your digital financial twin; a personal finance companion built to help you manage your money, payoff your credit card debt and land your financial wellbeing. All features are Sharia-compliant.

A real plan to pay off credit card debt
Xeer's Credit Card Debt Payoff plan shows you exactly what you owe, what it's costing you, and a clear, structured path to zero — no added interest, no hidden fees. Seeing the real cost is the first step to changing it.

Live gold & currency prices, tracked precisely
Wazin is Xeer's built-in converter for gold and currency. Check today's gold price by karat and gram, track USD, SAR, AED and other currency rates, and save your most-used conversions as favorites. No more juggling five different apps to know what your money — or your gold — is really worth. Ideal for travelling and tracking the price of a set weight of gold you have, or converting a given amount of one currency against another. You can also add this as a widget to your phone's home screen.

Know your financial personality
Take Xeer's "Know Yourself" (KYS) Assessment to understand how you actually think about money — your spending style, your planning range, your risk tolerance. It's a short quiz that builds into a full financial personality profile, so every decision after it makes more sense.

Jarida: read, understand, decide better
Xeer's Jarida is a library of financial articles written by money experts, personalized to your results in the KYS assessment and financial personality. It covers everything you need — inflation, gold as a savings hedge, Zakat and Nisab calculations, and the psychology of debt and spending, in plain Arabic and English.

Every part of Xeer — the debt payoff plan, the gold and currency tracking, the Know Yourself assessment — is built to be Sharia-compliant, grounded in AAOIFI and IIFA standards, without you ever having to ask.