DolFinn

About DolFinn

DolFinn is a Cambodia-based digital lending app that gives you fast, transparent access to short-term personal loans — no collateral, no guarantor, no paperwork runs.

Apply in minutes right from your phone. Verify your identity with a selfie and your Cambodian ID, submit your income documents, and get a decision typically within one business day. Approved funds are disbursed directly to your own ABA Bank account.

Why DolFinn
• No collateral or guarantor required
• Decision in as little as 1 business day
• Funds disbursed straight to your ABA Bank account
• Every fee shown up front before you sign — no hidden charges
• Repay early anytime with no penalty
• On-time repayment grows your credit limit over time/

Loan Amounts
Borrow between US$20 and US$150. First-time customers can borrow up to US$50; your limit increases step by step as you build a repayment history, up to the US$150 ceiling.

Repayment Terms
Loans are repaid in equal monthly installments over 61 to 91 days (2 to 3 months). No DolFinn loan ever requires full repayment within 60 days or less.

Cost of Credit
DolFinn charges interest of 1.5% per month on the principal (18% per annum), plus a one-time service fee of 2% of the principal, spread across your installments. There are no application, processing, or disbursement fees, and no early-repayment penalty.
Maximum APR: approximately 30% per annum (simple annualized rate, including the one-time service fee).
Representative example: borrow US$100 for 3 months (91 days). Interest is US$1.50/month × 3 = US$4.50, plus a US$2.00 one-time service fee. Total cost of credit: US$6.50. Total repayable: US$106.50, paid in 3 monthly installments of US$35.50 (APR ≈ 26%, simple annualized).

Late Payment
A 3-day grace period applies after each installment due date, with no late fee charged during that window. After the grace period, a US$2 late fee applies on the 4th day past due, plus US$1 for each additional day late. Total late fees per loan are capped at the lesser of US$10 or 20% of the loan principal.

Eligibility
To apply, you must be at least 18 years old, hold a valid Cambodian national ID, have a verifiable source of income (work ID and 6 months of bank statements), hold an active ABA Bank account in your own name, and have an active mobile number registered in your own name. Meeting these criteria does not guarantee approval — every application is assessed individually based on your ability to repay.

Responsible Lending
DolFinn only lends what our assessment shows you can repay. All fees and the total cost of credit are disclosed in full before you sign. We never pressure you to borrow more than you asked for, and collections are always conducted respectfully and lawfully — no harassment, threats, or public disclosure of your debt.

Your Privacy
We collect only what's needed to verify your identity and assess your application. DolFinn does not access your contact list, photo gallery, or files, and we never sell your data or use it for third-party advertising.

Contact
Questions? Contact us at [email protected] or +855 96 563 2893.
DolFinn Financial Technology Co., Ltd. — Phnom Penh, Kingdom of Cambodia.